PC Insiders™ World Elite® Mastercard®

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0

Rewards based on $0 average spending

Card Details

Annual Rewards

$290.69

PC financial rewards

First Year Bonus

$250

PC financial rewards

Annual Fee

$120

First Year Value

$420.69

$170.69 in years after

Interest Rates

Cash Advance: 22.97%

Purchase: 21.99%

Annual Fee

$120

Annual Income

Personal: $80,000

Household: $150,000

Credit Score

Very Good

Welcome Bonus

250,000 PC points ($250 value)

Card Type

Points

Our Rating

3.50 / 5

Institution

PC Financial

Rewards


  • • 50 points per $1 dollar spent at Shoppers Drug Mart® stores.
  • • 40 points per $dollar spent at Loblaw® banner grocery stores like Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi & cie, no frills, Provigo, Real Canadian Superstore, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs.
  • • 40 points per $dollar spent at Joe Fresh® stores.
  • • Up to 70 points per litre (7¢ / litre in points)* at Esso™ and Mobil™ stations in Canada (50 points / litre + 20 points / litre extra when you fill up over 150 litres in one calendar month).
  • • 10 points per $1 dollar spent everywhere else.
  • • Enjoy unlimited $0 grocery delivery and pickup on eligible orders of $35 or more with a complimentary PC Express™ Pass (valued at $99.99 per year).

PC Insiders™ World Elite® Mastercard® Points Calculator

Based on average spending


Rewards Breakdown

ShoppersDrugMart

11,700 points


ESSO, MobilGas

12,960 points


Participating grocery stores at President's Choice rewards

41,280 points


All other purchases

224,748 points


Annual Fee

- $120


Net Annual Rewards

290,688 points

Valued at $170.69 (after fees)

Rewards Summary

Net Annual Rewards

290,688 points

Valued at $170.69 (after fees)


Welcome Bonus

250,000 points

Valued at $250


First Year Value

540,688 points

Valued at $420.69

Point Redemptions

Groceries And Esso Gas

$420.69

Insurance & Benefits


Travel Insurance

Concierge Service

Car Rental Insurance

Purchase Protection

Extended Warranty

  • • 20 points per $1 spent in PC travel
  • • Out of Province Medical insurance
  • • Car Rental collision/loss damage waiver insurance
  • • 24-hour access to experienced concierge staff.
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to a year
  • • Identity Theft Assistance Service.

We may earn a commission for some of the products featured on this site. The content and reviews on FinlyWealth are independent and not influenced by advertisers. For the latest details on any product, please visit the advertiser's official website. The content provided on this website, including any credit card recommendations, is for informational and entertainment purposes only and does not constitute financial, legal, or tax advice. The owner and author(s) of this website are not financial, legal, or tax professionals. All views and opinions expressed herein are solely those of the author(s) and may not reflect the best choice for your unique situation. Always consult with a qualified professional before making any financial decisions. The owner and author(s) of this website shall not be held liable for any inaccuracies, errors, or omissions in the content or any resulting actions taken by readers.Copyright © FinlyWealth 2024 All Rights Reserved.