PC Insiders™ World Elite® Mastercard®
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$290.69
PC financial rewards
First Year Bonus
$250
PC financial rewards
Annual Fee
$120
First Year Value
$420.69
$170.69 in years after
Interest Rates
Cash Advance: 22.97%
Purchase: 21.99%
Annual Fee
$120
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Very Good
Welcome Bonus
250,000 PC points ($250 value)
Card Type
Points
Our Rating
3.50 / 5
Institution
PC Financial
Rewards
- • 50 points per $1 dollar spent at Shoppers Drug Mart® stores.
- • 40 points per $dollar spent at Loblaw® banner grocery stores like Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi & cie, no frills, Provigo, Real Canadian Superstore, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs.
- • 40 points per $dollar spent at Joe Fresh® stores.
- • Up to 70 points per litre (7¢ / litre in points)* at Esso™ and Mobil™ stations in Canada (50 points / litre + 20 points / litre extra when you fill up over 150 litres in one calendar month).
- • 10 points per $1 dollar spent everywhere else.
- • Enjoy unlimited $0 grocery delivery and pickup on eligible orders of $35 or more with a complimentary PC Express™ Pass (valued at $99.99 per year).
PC Insiders™ World Elite® Mastercard® Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
ShoppersDrugMart
11,700 points
ESSO, MobilGas
12,960 points
Participating grocery stores at President's Choice rewards
41,280 points
All other purchases
224,748 points
Annual Fee
- $120
Net Annual Rewards
290,688 points
Valued at $170.69 (after fees)
Rewards Summary
Net Annual Rewards
290,688 points
Valued at $170.69 (after fees)
Welcome Bonus
250,000 points
Valued at $250
First Year Value
540,688 points
Valued at $420.69
Point Redemptions
Groceries And Esso Gas
$420.69
Insurance & Benefits
Travel Insurance
Concierge Service
Car Rental Insurance
Purchase Protection
Extended Warranty
- • 20 points per $1 spent in PC travel
- • Out of Province Medical insurance
- • Car Rental collision/loss damage waiver insurance
- • 24-hour access to experienced concierge staff.
- • Purchase Protection Insurance up to 90 days
- • Extended Warranty Insurance doubled up to a year
- • Identity Theft Assistance Service.