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Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.49%
Balance Transfer: 22.49%
Annual Fees
Main Card: $0
Additional Cards: $0
Welcome Bonus
N/A
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Card Type
Credit
Finly Rating
1.2/5
Institution
National Bank
How You Earn Rewards
- 0.5% cash back on all purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
No additional benefits available for this card.
Pros & Cons
Pros
- Support a Cause: A portion of every purchase supports the Quebec Breast Cancer Foundation, allowing you to give back with every transaction.
- No Annual Fee: The card comes with no annual fee, making it cost-effective to use for everyday purchases.
- Discounts on Gift Cards: Enjoy a 10% discount on gift cards with Allure partners like Amerispa, Banana Republic, and Gap.
Cons
- Low Reward Rates: You earn only 1 point for every $2 spent, which translates to a modest return on your spending.
- Limited Insurance: Although it includes purchase protection and extended warranty, the overall insurance coverage is minimal compared to premium car