More Rewards RBC Visa
Points Calculator
APPLY NOWMore Rewards is a loyalty program with over 700 participating locations primarily based in Western Canada is best suited for residents in this region. This product is not available to residents of Quebec.
Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.7/5 |
Institution | RBC |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%□ Balance Transfer: 22.99%□ □ Quebec rates: Cash advance 21.99%, Balance transfer 21.99% |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Get up to 50,000 bonus More Rewards points[1] |
Description | Get up to 50,000 bonus More Rewards points[1]. Get 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”)[1]. Get 20,000 bonus More Rewards points after spending $500 in qualifying purchases within the first 3 months of account open[1]. Offer ends June 25, 2025 [1] |
Rewards
- 5 points per $1 spent on qualifying purchases at over 700 participating More Rewards partner locations, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, Pure Pharmacy and more.
- 5 points per $1 spent on qualifying gas, EV charging and dining purchases
- 3 points per $1 spent on all other qualifying purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
[1] To benefit from this offer, your application must be received by June 25, 2025 and approved by Royal Bank of Canada (“RBC”), and you must have a valid More Rewards number linked to your RBC Visa credit card. You will be eligible to receive 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your More Rewards account up to six (6) weeks after your first purchase, provided your More Rewards RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive 20,000 bonus More Rewards points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your More Rewards account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.
Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your More Rewards RBC Visa credit card, please visit (Insert Website) For complete terms and conditions that apply to the More Rewards program, please visit: morerewards.ca.
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