Earn 7,000 reward points‡ on first purchase (up to $70 value)


Meridian Visa Infinite Travel Rewards Card
Review
APPLY NOWThis card is only available to residents of Ontario.
Card Details
Interest Rates
Purchase: 19.50%
Cash Advance: 21.99%
Balance Transfer: 21.99%
Annual Fees
Main Card: $99
$0
First Year Waived
Additional Cards: $30
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
Welcome Bonus
The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders.‡
Our Rating
4.2/5
Institution
Meridian
Rewards
- Earn 3 reward points for every $1 spent (3% cash back) on purchases made outside Canada in foreign currencies
- Earn 1.5 reward points for every $1 spent (1.5% cash back) on other eligible purchases
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 daysExtended Warranty
Up to 1 yearMobile Device Insurance
Up to $1,000 per occurrenceTravel Accident
$1M per insured person per tripEmergency Out of province Medical
48 daysEmergency Medical Over 65
15 daysTrip Cancellation
$2,000Trip Interruption
$2,000Baggage Delay
$500Lost or Stolen Baggage
$1,000Car Rental Damage & Theft
Max car value of $65k, up to 48 daysPrice Protection
$100 per item, $500 per year
Benefits
Details
Visa Infinite Exclusive Benefits
Pros & Cons
Pros
- Versatile Rewards: Earn 1.5 points per dollar on all purchases, with double points on foreign currency purchases, enhancing travel savings.
- Impressive Insurance Coverage: Includes 11 types of insurance, featuring unique price protection which allows refunds on price drops of eligible items within 60 days.
- First Year Fee Waiver: The $99 annual fee is waived for the first year, adding initial value for new cardholders.
Cons
- Geographic Limitation: The card is exclusively available to residents of Ontario, limiting its accessibility.
- High Income Threshold: Requires a personal income of $60,000 or household income of $100,000, which may be prohibitive for some potential users.
Legal
Terms and conditions apply. Offer only available to residents of Ontario.
‡The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed and we will awarded to the Member’s primary account. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.
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