desjardins cashback visa

Desjardins Cash Back Visa

2.5/5

Apply Now

desjardins cashback visa

Desjardins Cash Back Visa

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$246.67

$246.67 in years after

Annual Rewards

$246.67

First Year Bonus

$0

Annual Fee

$0

First Year Value

$246.67

Interest Rates

Cash Advance: 21.90%

Purchase: 20.90%

Balance Transfer: 21.90%

Annual Fee

$0

Annual Income

Personal: $80,000

Household: $150,000

Credit Score

Very Good

Welcome Bonus

N/A

Card Type

Cash Back

Our Rating

2.5/5

Institution

Desjardins

Rewards


  • 2% cash back on restaurant, entertainment, transit and pre-authorized purchases
  • 0.5% cash back on all other purchases

Desjardins Cash Back Visa Cash Back Calculator

Based on $2,000 spending


Rewards Breakdown

All categories with bonus points

$175.2


All other purchases

$71.47


Net Annual Rewards

$246.67

Rewards Summary

Net Annual Rewards

$246.67


First Year Card Bonus

$0


First Year Card Value

$246.67

Insurance & Benefits


Insurance

Coverage

  • extended warranty

    Extended Warranty

    1 year
  • purchase protection

    Purchase Protection

    90 days
  • mobile device insurance

    Mobile Device Insurance

    $1,000
  • cancel airplane

    Trip Cancellation

    $500
  • pause

    Trip Interruption

    $1,000
  • travel accident medical

    Emergency Out of province Medical

    3 days
  • travel accident medical

    Emergency Medical Over 65

    3 days
  • hourglass timer

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $500

Benefits

Details

  • car rental

    Car Rental Discount

    15% off base rate off Hertz car rental, no young drivers surcharge
  • car rental

    Car Rental Discount

    10% off base rate off Hertz car rental, no young drivers surcharge

Pros & Cons


Pros

  • Up to 2% cash back on select categories like restaurants, entertainment, transit, and pre-authorized payments.
  • Includes mobile device insurance.
  • No annual fee.

Cons

  • Limited physical branch access, with branches only in Quebec and Ontario, which may be inconvenient for those living elsewhere.
  • Only earns 0.5% cash back on non-category purchases.
  • No welcome bonus.

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