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Card Details
Interest Rates
Purchase: 13.99%
Cash Advance: 13.99%
Balance Transfer: 13.99%
Promotional Rates
Balance Transfer: 0%
Promotional Period: 10 months
Annual Fees
Main Card: $29
$0
First Year Waived
Additional Cards: 0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
Get 0% interest for up to 10 months with a 1% transfer fee
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
4/5
Institution
CIBC
Rewards
No rewards earned on this card
Insurance & Benefits
Insurance
Coverage
Travel Accident
$100,000
No additional benefits available for this card.
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- No rewards
- Missing Purchase protection and Extended warranty as benefit almost covered by all other credit cards