CIBC Aventura® Visa Infinite Privilege* Card

CIBC Aventura® Visa Infinite Privilege* Card

3/5

Up to 80,000 Aventura points

Apply Now

CIBC Aventura® Visa Infinite Privilege* Card

CIBC Aventura® Visa Infinite Privilege* Card

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$376.86

-$123.14 in years after

Annual Rewards

$375.86

CIBC Aventura

First Year Bonus

$500

CIBC Aventura

Annual Fee

$499

First Year Value

$376.86

-$123.14 in years after

Interest Rates

Cash Advance: 22.99%, for Quebec 21.99%

Purchase: 20.99%

Balance Transfer: 22.99%

Annual Fee

$499

Annual Income

Personal: $150,000

Household: $200,000

Credit Score

Very Good

Welcome Bonus

25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods, 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods, 30,000 Aventura Points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods

Card Type

Category: Points

Loyalty Program: CIBC Aventura

Our Rating

3/5

Institution

CIBC

Rewards


  • 3 points per $1 spent on travel purchased through the CIBC Rewards Centre
  • 2 points per $1 spent on dining, entertainment, gas, transportation, and groceries if they are in the first $200k transactions of the year
  • 1 point per $1 spent on all other purchases

CIBC Aventura® Visa Infinite Privilege* Card Points Calculator

Based on $2,000 spending


Rewards Breakdown

All categories with bonus points

23,384 points


All other purchases

14,201 points


Annual Fee

- $499


Net Annual Rewards

37,585 points

Valued at -$123.14 (after fees)

Rewards Summary

Net Annual Rewards

37,585 points

Valued at -$123.14 (after fees)


First Year Card Bonus

50,000 points

Valued at $500


First Year Card Value

87,585 points

Valued at $376.86

Point Redemptions

Redemptions Chart

Travel

$376.86


Financial products

$227.96


Gift Cards

$122.86


Merchandise

$122.86


Statement Credits

$44.03

Insurance & Benefits


Insurance

Coverage

  • heart lock

    Travel Accident

    $500,000
  • travel accident medical

    Emergency Out of province Medical

    31 days
  • travel accident medical

    Emergency Medical Over 65

    10 days
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • cancel airplane

    Trip Cancellation

    $2,500
  • pause

    Trip Interruption

    $5,000
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    180 days
  • extended warranty

    Extended Warranty

    Up to 2 years
  • car insurance

    Car Rental Damage & Theft

    up to car value of $65k
  • mobile device insurance

    Mobile Device Insurance

    $1,500

Benefits

Details

  • alcohol cheers

    Airport Lounge - Dragon Pass

    Airport lounges Visa Airport Companion Program managed by DragonPass International + 6 Free complimentary visits
  • gas station

    Gas Discount

    save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
  • car rental

    Car Rental Discount

    Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
  • border guard

    Nexus Program Rebate

    Up to $100 statement credit for Nexus Application fee every 4 years
  • exclusive

    Visa Infinite Exclusive Benefits

    Exclusive offers
  • travel

    Travel Credit

    Annual $200 travel credit to use at the CIBC Rewards Center

Pros & Cons


Pros

  • Generous rewards: Earn up to 3 points per $1 spent on travel and 2 points per $1 on gas, groceries, restaurants, and more.
  • Valuable travel perks: Includes an annual $200 travel credit, 6 complimentary airport lounge passes, and discounts at Avis and Budget car rentals.
  • High point value: Points are worth up to 2.29 cents each when redeemed for flights.
  • Comprehensive insurance: Offers 12 types of insurance, including mobile device protection and emergency medical coverage.

Cons

  • High annual fee: A $499 annual fee makes this a more expensive option.
  • Strict income requirements: Requires a personal income of $150,000 or household income of $200,000 to qualify.

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