CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card

2.8/5

Up to 2,500 points

Apply Now

CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$63.81

$38.81 in years after

Annual Rewards

$38.81

CIBC Aventura

First Year Bonus

$25

CIBC Aventura

Annual Fee

$0

$0

First Year Waived

First Year Value

$63.81

$38.81 in years after

Interest Rates

Cash Advance: 22.99%, for Quebec 21.99%

Purchase: 20.99%

Balance Transfer: 22.99%

Annual Fee

$0

Annual Income

Personal: N/A

Household: $15,000

Credit Score

Good

Welcome Bonus

Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. Each one is worth 500 Aventura Points: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura® Visa* card; 3. Add an authorized user on your new Aventura® Visa* card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura® Visa* card with Apple Pay® or Samsung Pay® or Google Pay™

Card Type

Category: Points

Loyalty Program: CIBC Aventura

Our Rating

2.8/5

Institution

CIBC

Rewards


  • 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
  • 0.5 point per $1 spent on all other eligible purchases

CIBC Aventura® Visa* Card Points Calculator

Based on $2,000 spending


Rewards Breakdown

Groceries, Gas, Pharmacy

1,762 points


All other purchases

2,118 points


Net Annual Rewards

3,881 points

Valued at $38.81

Rewards Summary

Net Annual Rewards

3,881 points

Valued at $38.81


First Year Card Bonus

2,500 points

Valued at $25


First Year Card Value

6,381 points

Valued at $63.81

Point Redemptions

Redemptions Chart

Travel

$63.81


Financial products

$52.96


Gift Cards

$45.31


Merchandise

$45.31


Statement Credits

$39.56

Insurance & Benefits


Insurance

Coverage

  • heart lock

    Travel Accident

    $100,000
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to a year
  • car insurance

    Car Rental Damage & Theft

    up to car value of $65k

Benefits

Details

  • gas station

    Gas Discount

    save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations

Pros & Cons


Pros

  • No Annual Fee: A great perk, especially for a travel rewards card.
  • Rewards on Everyday Purchases: Earn 1 point per $1 on travel, groceries, gas, EV charging, and drugstores, and 1 point per $2 on all other purchases.
  • Fuel Savings: Save up to 10 cents per litre at Journie Rewards gas stations.
  • Flexible Redemption: Points can be redeemed for travel, merchandise, gift cards, or as statement credits.

Cons

  • Limited Insurance: Includes only basic coverage (e.g., travel accident and purchase protection).
  • Low Base Earn Rate: You only earn 1 point per $2 spent on most purchases, which is lower than many competing cards.

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