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CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card
Review

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Card Details

Interest Rates


Purchase: 20.99%

Cash Advance: 22.99%, for Quebec 21.99%

Balance Transfer: 22.99%

Annual Fees


Main Card: $0

$0

First Year Waived

Additional Cards: $50 (first year waived up to 3 cards)

Annual Income


Personal: N/A

Household: $15,000

Credit Score Estimate


300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Welcome Bonus


Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. Each one is worth 500 Aventura Points: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura® Visa* card; 3. Add an authorized user on your new Aventura® Visa* card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura® Visa* card with Apple Pay® or Samsung Pay® or Google Pay™

Card & Reward Type


Card Type: Credit

Reward Type: Points

Loyalty Program: CIBC Aventura

Our Rating


2.8/5

Institution


CIBC

Rewards


  • 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
  • 0.5 point per $1 spent on all other eligible purchases

Insurance & Benefits


Insurance

Coverage

  • heart lock

    Travel Accident

    $100,000
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to a year
  • car insurance

    Car Rental Damage & Theft

    up to car value of $65k

Benefits

Details

  • gas station

    Gas Discount

    save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations

Pros & Cons


Pros

  • No Annual Fee: A great perk, especially for a travel rewards card.
  • Rewards on Everyday Purchases: Earn 1 point per $1 on travel, groceries, gas, EV charging, and drugstores, and 1 point per $2 on all other purchases.
  • Fuel Savings: Save up to 10 cents per litre at Journie Rewards gas stations.
  • Flexible Redemption: Points can be redeemed for travel, merchandise, gift cards, or as statement credits.

Cons

  • Limited Insurance: Includes only basic coverage (e.g., travel accident and purchase protection).
  • Low Base Earn Rate: You only earn 1 point per $2 spent on most purchases, which is lower than many competing cards.
Rewards Breakdown

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