Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.3/5 |
Institution | CIBC |
Loyalty Program |
Fees & Rates
Annual Fee | $139 (first year waived) |
Additional Card Fee | $50 (first year waived up to 3) |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%□ Balance Transfer: 22.99% □ Cash advance rate for Quebec residents is 21.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $60,000 Household: $100,000 |
Bonuses
Welcome Bonus | Up to 50,000 Aeroplan® points |
Description | 10,000 Aeroplan points when you make your first purchase. 20,000 Aeroplan points when you spend $5,000 or more during the first 4 statements periods. 20,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net purchases posted on your account during the first 12 monthly statement periods. |
Rewards
- 1.5 Aeroplan® points per $1 spent on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
- 1 Aeroplan® point per $1 spent on all other purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method