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brim world elite mastercard

BRIM World Elite Mastercard
Review

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Card Details

Interest Rates


Purchase: 19.99%

Cash Advance: 21.50%

Balance Transfer: 19.99%

Annual Fees


Main Card: $89

Additional Cards: $50

Annual Income


Personal: $80,000

Household: $150,000

Credit Score Estimate


300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Welcome Bonus


N/A

Card & Reward Type


Card Type: Credit

Reward Type: Cash Back

Our Rating


1.9/5

Institution


Brim Financial

Rewards


  • 1x point per $1 spent on all eligible purchases, where each point equals to $0.01, equivalent to a 1% cash back

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • event ticket

    Event Ticket Cancellation

    $1,000
  • mobile device insurance

    Mobile Device Insurance

    $1,500
  • heart lock

    Travel Accident

    $500,000
  • travel accident medical

    Emergency Out of province Medical

    15 days
  • travel accident medical

    Emergency Medical Over 65

    3 days
  • pause

    Trip Interruption

    $5,000
  • cancel airplane

    Trip Cancellation

    $2,000
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • burglar

    Hotel Burglary Insurance

    $2,500
  • car insurance

    Car Rental Damage & Theft

    yes

Benefits

Details

  • wifi signal

    Boingo Wi-Fi hotspot

    over 1 million Boingo Wifi hotspot worldwide
  • exchange money

    Low Foreign Transaction Fees

    Foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards

Pros & Cons


Pros

  • Redeem points towards any purchase made to the card.
  • 1.5% foreign exchange fee, which is lower than most other cards.
  • Strong insurance package, covering 13 types of insurance including mobile device coverage, trip cancellation, and rental car insurance.
  • Global Boingo Wi-Fi access.
  • Advanced card security features, including card locking and instant transaction notifications.

Cons

  • Only 1% cash back, which is low for a World Elite Mastercard.
  • High income requirements ($80,000 personal or $150,000 household).
  • Poor customer service reviews.
Rewards Breakdown

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