Up to 90,000 points and first annual fee waived*

Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.1/5 |
Institution | BMO |
Loyalty Program |
Fees & Rates
Annual Fee | $150 (first year waived) |
Additional Card Fee | $50 |
Interest Rates | Purchase: 21.99% Cash Advance: 23.99%□ Balance Transfer: 23.99%□ □ Quebec rates: Cash advance 21.99%, Balance transfer 21.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: $80,000 Household: $150,000 |
Bonuses
Welcome Bonus | Up to 90,000 points and first annual fee waived* |
Description | Get up to 90,000 points and the annual fee waived in your first anniversary for both the primary cardholder and authorized users.* This offer ends on January 31, 2026. |
Rewards
- 5x points per $1 spent on eligible travel purchases (up to $15,000 spent)
- 3x points per $1 spent on eligible dining, recurring bill payment and entertainment purchases (up to $10,000 spent per category)
- 1x point per $1 spent on all other eligible purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
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