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3.8
/5
American Express
Amex Canada
American Express® Aeroplan®* CardPoints Calculator
Earn up to 45,000 Aeroplan points
Our Take
This card comes with the free checked bag benefit, which can save hundreds on a single trip for you and your family, more than making up for the annual fee of the card. In addition, the card helps you reach the next Aeroplan Status faster with spending on the card. However, if you don't have a specific use for these two benefits, there are many better cards in terms of benefits and rewards.
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Apply with Confidence — won't impact your credit score
Card Details
Interest Rates
Purchase: 30% Annual*
Cash Advance: 30% Annual*
* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
Annual Fees
Main Card: $120
Additional Cards: $50 For Aeroplan Card, $0 for No-fee Aeroplan Card
Welcome Bonus
New American Express® Aeroplan®* Cardmembers can earn up to 45,000 Aeroplan points:
- Earn 35,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 6 months.
- Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13
- You could earn up to $1,550 in value within your first 13 months. When you combine the Welcome Bonus offer of up to $900 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $515 in value, and the $140 in value you get from exceptional benefits, you can earn up to $1,550 or more in value within your first 13 months. Terms and usage assumptions apply.
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
Card Type
Charge
Our Rating
3.8/5
Institution
American Express
How You Earn Rewards
- Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
- Earn 1X the points on everything else
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
7 insurance
5 benefits
Insurance
Coverage
Flight Delay
$500 (Aggregated with Baggage Delay)
Baggage Delay
$500 (Aggregated with Flight Delay)
Hotel Burglary Insurance
$500
Common Carrier Travel Accident Insurance
$500,000
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Car Rental Damage & Theft
$85K, up to 48 days
Purchase Protection
90 days, $1,000 per occurrence
Extended Warranty
1 year
Benefits
Details
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Free first checked bag
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
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Status lift
Get 1,000 Status Qualifying Credits (SQC) for every $20,000 in eligible net purchases charged to your Card, up to 25,000 SQC
Free Extra Night at Hotels
Receive an extra night free for every 3 hotel nights redeemed with Aeroplan points
Amex Experiences™
From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
Extra points
Earn points twice at over 150 Aeroplan partner brands
Pros & Cons
Pros
- Expedited status upgrades
- Free first checked bags
- Free extra hotel night
- Instant decision. No credit impact.
Cons
- Limited rewards
- Weaker insurance coverage
Legal
*Terms and conditions apply.
As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.