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Scotia Momentum® Visa Infinite* Card
Scotiabank Passport® Visa Infinite* Privilege Card
Welcome Bonus
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on additional cards.
Welcome Bonus
Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months. Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.
Our Cash Offer
$100 Cash Rebate offer from FinlyWealth
Our Cash Offer
$175 Cash Rebate offer from FinlyWealth
Rewards Breakdown
Annual Rewards
$407.15
First Year Bonus Value
+
$200
Annual Fee
-
$120
$0
First Year Waived
Finly Rebate
+
$100Exclusive Offer
First Year Value
$707.15
$287.15 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
Rewards Breakdown
Annual Rewards
$322.93
Scene+
First Year Bonus Value
+
$300
Scene+
Annual Fee
-
$599
Finly Rebate
+
$175Exclusive Offer
First Year Value
$198.93
-$276.07 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Lost or Stolen Baggage
Baggage Delay
Car Rental Damage & Theft
Travel Accident
Mobile Device Insurance
Extended Warranty
Purchase Protection
Emergency Out of province Medical
Trip Cancellation
Trip Interruption
Flight Delay
Insurance Included
Lost or Stolen Baggage
Baggage Delay
Car Rental Damage & Theft
Travel Accident
Mobile Device Insurance
Extended Warranty
Purchase Protection
Emergency Out of province Medical
Trip Cancellation
Trip Interruption
Flight Delay
Hotel Burglary Insurance
Emergency Medical Over 65
Extra Benefits
Visa Infinite Exclusive Benefits
Car Rental Discount
Extra Benefits
Visa Infinite Exclusive Benefits
No Foreign Transaction Fees
Airport Lounge - Dragon Pass
Concierge Services
Status lift
Travel Credit
Priority Travel
Interest Rates
Purchase:
20.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Interest Rates
Purchase:
20.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Annual Fee
$120
$0$
First Year Waived
Annual Fee
$599
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Income Required
Min Personal Income:
$150,000
Min Household Income:
$200,000
Loyalty Program
N/A
Loyalty Program
Point Redemption Options
Not Applicable
Point Redemption Options
Entertainment
Travel
Groceries (Sobeys)
Restaurants
Merchandise
Gift Cards
Statement Credits (Cash)
Is this card worth it?
The 4% cashback offered on groceries and recurring purchases is the highest among all other credit cards. With the first year's annual fee waived, and with the right transactions used on this credit card, a high amount of cashback could be earned.
Is this card worth it?
For frequent flyers who want a single card that handles almost every travel need, this one’s hard to beat. It offers a hefty intro bonus of up to 80 k Scene+ points (worth roughly $800 toward travel), an annual $250 Scene+ Travel credit that’s as good as cash when you book through Expedia, and ten complimentary DragonPass lounge visits each year. Pair that with no 2.5% foreign‑currency markup, rich earn rates on travel (3x) and dining/entertainment (2x), and unusually comprehensive travel insurance, and the $599 fee can pay for itself quickly for anyone who travels a few times a year.
Pros
Pros
Cons
Cons
vs Scotiabank Value® Visa* Card
vs Scotiabank Platinum American Express® Card
vs Scotia Momentum® No-Fee Visa* Card
vs Scotia Momentum® Mastercard®* Credit Card
vs Scotiabank® Scene+ Visa Card
vs Scotiabank American Express® Card
vs Scotiabank Gold American Express® Card
vs Neo World Elite® Mastercard®
vs Scotia Momentum® Visa* Card
vs CIBC Costco Mastercard
vs BMO CashBack® World Elite® Mastercard®
vs Tangerine Money-Back Credit Card
vs TD® Aeroplan® Visa Infinite Privilege*
vs MBNA Rewards World Elite® Mastercard®
vs PC World Elite Mastercard
vs Simplii Financial™ Cash Back Visa* Card
vs Rogers Red World Elite® Mastercard®
vs Scotiabank Passport® Visa Infinite* Card
vs Rogers Red Mastercard®
vs American Express Cobalt® Card
vs Scotiabank Value® Visa* Card
vs Scotiabank Platinum American Express® Card
vs Scotia Momentum® No-Fee Visa* Card
vs Scotia Momentum® Mastercard®* Credit Card
vs Scotia Momentum® Visa* Card
vs Scotiabank Passport® Visa Infinite* Card
vs Scotiabank® Scene+ Visa Card
vs Scotiabank American Express® Card
vs Scotiabank Gold American Express® Card
Legal
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.