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Best Credit Cards for $98,000 Income in Canada
Compare cards with top cash back, travel points, and bonuses tailored to your income bracket.
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Earn up to $650 in value (50,000 Scene+ points & $150 cash back) with the Scotiabank Amex Gold!
SEE OFFERCompare cards with top cash back, travel points, and bonuses tailored to your income bracket.
Rewards Calculator Algorithm
This calculator analyzes each credit card's specific reward structure, including bonus categories, earning rates, annual caps, and promotional periods. It factors in all terms and conditions to provide the most accurate reward calculations based on your spending patterns.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Food (Restaurants, Bars, Delivery, Cafes, etc.)
$
Grocery
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Recurring Purchases (Rent, bills or taxes via Chexy, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
All Other Spending
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
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Credit Card Preferences
Reward Type
Points Redemption Type
Annual Fee
Special Rebates
Subscription Bonuses
Select all options which you're currently subscribed to (i.e. account owner). The corresponding card reward values will change based on your selection.
Credit & Income Info
Income
Personal
$80,000 - $99,999
Household
N/A
Net Annual Rewards