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Faith is a seasoned finance professional with over six years of experience specializing in credit analysis, financial risk assessment, and business/personal lending. My background includes extensive work in credit adjudication, underwriting, credit analysis, financial analysis, business/personal finance and financial documentation review.
Faith has worked closely with individuals to support responsible borrowing and improve financial outcomes, helping individuals make informed financial decisions, maintain healthy credit profiles with a strong focus on clarity, accuracy, and compliance.
She is a certified Commercial Banking & Credit Analyst (CBCA), an Associate Chartered Accountant (ACA), holds a bachelor’s degree in accounting, and she is currently furthering her expertise through an MBA in Finance at Dalhousie University.
1 day ago
The Evolution of Credit Cards in Canada: Past, Present, and Future
Discover the history of credit cards in Canada, from handwritten ledgers to chip cards.
3 days ago
Are You Ready for Your First Credit Card? A Simple Guide
Find out if you're ready for your first credit card. This simple guide explains signs of readiness, smart habits, and how credit works.
3 days ago
Credit Card Late Fees: What They Are and How You Can Avoid Them
Learn how credit card late fees work in Canada and how to avoid them. Discover what triggers fees, how they affect your credit, and simple tips to stay on time and protect your budget.
9 days ago
Forget Late Fees: Use AutoPay to Cover Credit Card Bills
Use AutoPay to cover your credit card bills automatically. Learn how to set it up, protect your credit score, avoid interest, and enjoy stress-free payments.
14 days ago
When to Ask For a Credit Card Limit Increase in Canada
Learn the best time to ask for a credit limit increase. Understand credit utilization, when to apply, how to boost approval odds, and use your credit wisely.
The Evolution of Credit Cards in Canada: Past, Present, and Future
December 30, 2025
Are You Ready for Your First Credit Card? A Simple Guide
December 28, 2025
Credit Card Late Fees: What They Are and How You Can Avoid Them
December 28, 2025
Forget Late Fees: Use AutoPay to Cover Credit Card Bills
December 22, 2025
When to Ask For a Credit Card Limit Increase in Canada
December 17, 2025
Keeping Your Credit Card Safe: Simple Tools to Stop Fraud
December 17, 2025
Lost Your Credit Card in Canada? Here’s What to Do
December 16, 2025
10 of the Most Overhyped Credit Card Features in Canada
December 16, 2025
What Is a Virtual Credit Card Number?
December 10, 2025
How to choose a credit card network (Visa, Mastercard, Amex)
November 6, 2025
Turn Your Points into Purpose: A Simple Guide to Donating Credit Card Rewards
November 6, 2025
What Happens If You Don’t Activate Your Credit Card?
November 4, 2025
3 Signs It’s Time for Canadians to Pause Credit Card Spending
November 3, 2025
Credit Cards in Mobile Wallets: A Simple Guide for Canadians in 2025
October 30, 2025
Hidden Credit Card Tools in Your Banking App 2025
October 22, 2025
What Happens to Authorized Users When the Primary Credit Cardholder Dies in Canada?
October 22, 2025
Managing Credit Cards After a Cash-Only Upbringing in Canada
October 20, 2025
Should You Open a Store Credit Card for Discounts?
October 19, 2025
Should You Make Your Boyfriend/Girlfriend an Authorized User on Your Credit Card?
October 18, 2025
What Role Does Behavioural Economics Play in Canadian Credit Card Use?
October 1, 2025