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Faith is a seasoned finance professional with over six years of experience specializing in credit analysis, financial risk assessment, and business/personal lending. My background includes extensive work in credit adjudication, underwriting, credit analysis, financial analysis, business/personal finance and financial documentation review.
Faith has worked closely with individuals to support responsible borrowing and improve financial outcomes, helping individuals make informed financial decisions, maintain healthy credit profiles with a strong focus on clarity, accuracy, and compliance.
She is a certified Commercial Banking & Credit Analyst (CBCA), an Associate Chartered Accountant (ACA), holds a bachelor’s degree in accounting, and she is currently furthering her expertise through an MBA in Finance at Dalhousie University.
11 days ago
The First Credit Cards in Canada: How They Started and Why They Matter Today
Learn how credit cards started with cardboard and metal plates, how they evolved, and why modern cards are safer, faster, and full of rewards.
16 days ago
Do You Need a Credit Card to Call an Uber in Canada? Can You Use a Card in a Cab?
Do you need a credit card for Uber in Canada? Learn how to pay with debit, digital wallets, or gift cards, and how taxis accept cards safely.
24 days ago
What to Do If You Find Someone’s Credit Card In Canada
Find a credit card in Canada? Discover what to do, learn step-by-step how to act responsibly and protect the owner’s money as well as their credit score.
24 days ago
Why Does My Canadian Credit Card Minimum Payment Keep Rising?
Learn why your credit card minimum payment keeps increasing and what you can do to stop it from costing you more money.
25 days ago
9 Simple Tips for Using Your Canadian Credit Card in Other Countries
Travelling abroad? Here are 9 easy tips for choosing the best travel credit card, using it wisely, and avoiding extra fees.
Do You Need a Credit Card to Call an Uber in Canada? Can You Use a Card in a Cab?
January 29, 2026
What to Do If You Find Someone’s Credit Card In Canada
January 20, 2026
Why Does My Canadian Credit Card Minimum Payment Keep Rising?
January 20, 2026
9 Simple Tips for Using Your Canadian Credit Card in Other Countries
January 19, 2026
Credit Cards in Canada: Are They Good or Bad?
January 18, 2026
Will Changing Your Credit Card Number Impact Your Credit Score in Canada?
January 2, 2026
What Happens to Stolen Credit Card Numbers in Canada?
January 1, 2026
The Evolution of Credit Cards in Canada: Past, Present, and Future
December 30, 2025
Are You Ready for Your First Credit Card in Canada?
December 28, 2025
Canadian Credit Card Late Fees: What They Are and How You Can Avoid Them
December 28, 2025
Forget Late Fees: Use AutoPay to Cover Canadian Credit Card Bills
December 22, 2025
When to Ask For a Credit Card Limit Increase in Canada
December 17, 2025
Keeping Your Credit Card Safe in Canada: Simple Tools to Stop Fraud
December 17, 2025
Lost Your Credit Card in Canada? Here’s What to Do
December 16, 2025
10 of the Most Overhyped Credit Card Features in Canada
December 16, 2025
What Is a Virtual Credit Card Number in Canada?
December 10, 2025
How to Choose a Credit Card Network in Canada: Visa vs Mastercard vs Amex
November 6, 2025
Turn Your Points into Purpose: A Simple Guide to Donating Credit Card Rewards in Canada
November 6, 2025
What Happens If You Don’t Activate Your Credit Card in Canada?
November 4, 2025
3 Signs It’s Time for Canadians to Pause Credit Card Spending
November 3, 2025
Credit Cards in Mobile Wallets: A Simple Guide for Canadians in 2026
October 30, 2025
Hidden Canadian Credit Card Tools in Your Banking App 2026
October 22, 2025
What Happens to Authorized Users When the Primary Credit Cardholder Dies in Canada?
October 22, 2025
Managing Credit Cards After a Cash-Only Upbringing in Canada
October 20, 2025
Should Canadians Open a Store Credit Card for Discounts?
October 19, 2025
Should You Make Your Boyfriend or Girlfriend an Authorized User on Your Credit Card in Canada?
October 18, 2025
What Role Does Behavioural Economics Play in Canadian Credit Card Use?
October 1, 2025