Faith Ogunkanmi

Editor

Faith is a seasoned finance professional with over six years of experience specializing in credit analysis, financial risk assessment, and business/personal lending. My background includes extensive work in credit adjudication, underwriting, credit analysis, financial analysis, business/personal finance and financial documentation review. Faith has worked closely with individuals to support responsible borrowing and improve financial outcomes, helping individuals make informed financial decisions, maintain healthy credit profiles with a strong focus on clarity, accuracy, and compliance. She is a certified Commercial Banking & Credit Analyst (CBCA), an Associate Chartered Accountant (ACA), holds a bachelor’s degree in accounting, and she is currently furthering her expertise through an MBA in Finance at Dalhousie University.

Today

How to Budget as a Single Person in Canada

Learn how to budget as a single person in Canada. Follow simple steps to manage money, save more, reduce debt, and reach your financial goals.

Today

Credit Card Processing in Canada: What it is and How it Works

Learn what credit card processing is and how it works in Canada. Follow simple steps to accept payments safely and grow your small business.

1 day ago

Breaking Down the 50/30/20 Budgeting Rule for Canadians

Use the 50/30/20 rule to budget your money in Canada. Learn how to manage expenses, save more, pay off debt, and reach your goals.

2 days ago

62 Ways to Save Money in Canada

Learn 62 practical ways to save money in Canada, from groceries and bills to travel, credit cards, and taxes. Cut costs and build savings faster.

3 days ago

If I Apply for a Credit Card in Canada but Decide I Don’t Want It, Can I Refuse It?

Can you say “no” to a credit card after applying in Canada? Learn what happens if you change your mind, how it affects your credit score, and the right steps to cancel it safely.

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Faith Ogunkanmi

Editor

How to Budget as a Single Person in Canada

Credit Card Processing in Canada: What it is and How it Works

Breaking Down the 50/30/20 Budgeting Rule for Canadians

62 Ways to Save Money in Canada

If I Apply for a Credit Card in Canada but Decide I Don’t Want It, Can I Refuse It?

September 202611 posts

September 2026

How to Budget as a Single Person in Canada

Credit Card Processing in Canada: What it is and How it Works

Breaking Down the 50/30/20 Budgeting Rule for Canadians

62 Ways to Save Money in Canada

If I Apply for a Credit Card in Canada but Decide I Don’t Want It, Can I Refuse It?

How to Budget as a Couple in Canada

How to Budget as a Student in Canada

Best Cashback Apps in Canada 2026

How Much Rent Can I Afford in Canada?

How to Budget as a Teenager in Canada

TaskRabbit in Canada: How Much Can You Actually Make?

May 20263 posts

May 2026

Chargeback Fraud: What Canadian Small Businesses Need to Know

Credit Card Fraud: What Canadian Small Businesses Can Do

What is a Third-Party Payment Processor: A Guide for Canadian Businesses

April 202610 posts

April 2026

Can You Have Multiple Business Bank Accounts in Canada?

Who Can Apply for a Small‑Business Credit Card in Canada?

How to Get a Credit Card for a New Business in Canada

How To Get and Build Business Credit in Canada

How to Accept Credit Card Payments Over the Phone in Canada

How to Accept Credit Card Payments in Canada

Is Interest on a Business Credit Card Deductible in Canada?

Business Loan vs. Business Credit Card in Canada: Which Is Right for You?

Do Business Credit Cards Hurt Your Personal Credit Score in Canada?

Business Credit Scores in Canada: What They Are, How to Check Yours, and How to Improve It

March 20264 posts

March 2026

Can I Use a Personal Credit Card for Business Expenses in Canada?

What Happens If You Can’t Pay a Business Credit Card in Canada?

Can I Get a Business Credit Card If I’m a Foreign National in Canada?

Can You Get a Business Credit Card Without a Business? A Canadian Guide for 2026

February 20264 posts

February 2026

Credit Card Authorized Users in Canada: What You Need to Know

How Long Does It Take to Get a Credit Card in Canada?

Going Paperless with Credit Card Statements in Canada: Pros, Cons, and Tips for Smarter Finances in 2026

The First Credit Cards in Canada: How They Started and Why They Matter Today

January 20267 posts

January 2026

Do You Need a Credit Card to Call an Uber in Canada? Can You Use a Card in a Cab?

What to Do If You Find Someone’s Credit Card In Canada

Why Does My Canadian Credit Card Minimum Payment Keep Rising?

9 Simple Tips for Using Your Canadian Credit Card in Other Countries

Credit Cards in Canada: Are They Good or Bad?

Will Changing Your Credit Card Number Impact Your Credit Score in Canada?

What Happens to Stolen Credit Card Numbers in Canada?

December 20259 posts

December 2025

The Evolution of Credit Cards in Canada: Past, Present, and Future

Are You Ready for Your First Credit Card in Canada?

Canadian Credit Card Late Fees: What They Are and How You Can Avoid Them

Forget Late Fees: Use AutoPay to Cover Canadian Credit Card Bills

When to Ask For a Credit Card Limit Increase in Canada

Keeping Your Credit Card Safe in Canada: Simple Tools to Stop Fraud

Lost Your Credit Card in Canada? Here’s What to Do

10 of the Most Overhyped Credit Card Features in Canada

What Is a Virtual Credit Card Number in Canada?

November 20254 posts

November 2025

How to Choose a Credit Card Network in Canada: Visa vs Mastercard vs Amex

Turn Your Points into Purpose: A Simple Guide to Donating Credit Card Rewards in Canada

What Happens If You Don’t Activate Your Credit Card in Canada?

3 Signs It’s Time for Canadians to Pause Credit Card Spending

October 20257 posts

October 2025

Credit Cards in Mobile Wallets: A Simple Guide for Canadians in 2026

Hidden Canadian Credit Card Tools in Your Banking App 2026

What Happens to Authorized Users When the Primary Credit Cardholder Dies in Canada?