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Faith is a seasoned finance professional with over six years of experience specializing in credit analysis, financial risk assessment, and business/personal lending. My background includes extensive work in credit adjudication, underwriting, credit analysis, financial analysis, business/personal finance and financial documentation review.
Faith has worked closely with individuals to support responsible borrowing and improve financial outcomes, helping individuals make informed financial decisions, maintain healthy credit profiles with a strong focus on clarity, accuracy, and compliance.
She is a certified Commercial Banking & Credit Analyst (CBCA), an Associate Chartered Accountant (ACA), holds a bachelor’s degree in accounting, and she is currently furthering her expertise through an MBA in Finance at Dalhousie University.
11 days ago
Chargeback Fraud: What Canadian Small Businesses Need to Know
Learn how to prevent chargeback fraud in your small business. Protect payments, reduce losses, and keep customers safe with simple steps.
12 days ago
Credit Card Fraud: What Canadian Small Businesses Can Do
Protect your small business from credit card fraud. Learn simple steps to prevent chargebacks, secure payments, and keep customers safe.
12 days ago
What is a Third-Party Payment Processor: A Guide for Canadian Businesses
Discover what a third-party payment processor is in Canada. Learn how it works, fees, benefits, and how businesses use it to accept payments fast.
22 days ago
Can You Have Multiple Business Bank Accounts in Canada?
Learn if you can have multiple business bank accounts in Canada, why businesses use them, and how they help manage expenses, taxes, and cash flow.
22 days ago
Who Can Apply for a Small‑Business Credit Card in Canada?
Learn who can apply for a small-business credit card in Canada through this simple guide for freelancers, side hustlers, and small business owners.
Can You Have Multiple Business Bank Accounts in Canada?
April 24, 2026
Who Can Apply for a Small‑Business Credit Card in Canada?
April 24, 2026
How to Get a Credit Card for a New Business in Canada
April 24, 2026
How To Get and Build Business Credit in Canada
April 24, 2026
How to Accept Credit Card Payments Over the Phone in Canada
April 22, 2026
How to Accept Credit Card Payments in Canada
April 22, 2026
Is Interest on a Business Credit Card Deductible in Canada?
April 22, 2026
Business Loan vs. Business Credit Card in Canada: Which Is Right for You?
April 22, 2026
Do Business Credit Cards Hurt Your Personal Credit Score in Canada?
April 22, 2026
Business Credit Scores in Canada: What They Are, How to Check Yours, and How to Improve It
April 22, 2026
Can I Use a Personal Credit Card for Business Expenses in Canada?
March 21, 2026
What Happens If You Can’t Pay a Business Credit Card in Canada?
March 14, 2026
Can I Get a Business Credit Card If I’m a Foreign National in Canada?
March 14, 2026
Can You Get a Business Credit Card Without a Business? A Canadian Guide for 2026
March 4, 2026
Credit Card Authorized Users in Canada: What You Need to Know
February 19, 2026
How Long Does It Take to Get a Credit Card in Canada?
February 19, 2026
Going Paperless with Credit Card Statements in Canada: Pros, Cons, and Tips for Smarter Finances in 2026
February 15, 2026
The First Credit Cards in Canada: How They Started and Why They Matter Today
February 3, 2026
Do You Need a Credit Card to Call an Uber in Canada? Can You Use a Card in a Cab?
January 29, 2026
What to Do If You Find Someone’s Credit Card In Canada
January 20, 2026
Why Does My Canadian Credit Card Minimum Payment Keep Rising?
January 20, 2026
9 Simple Tips for Using Your Canadian Credit Card in Other Countries
January 19, 2026
Credit Cards in Canada: Are They Good or Bad?
January 18, 2026
Will Changing Your Credit Card Number Impact Your Credit Score in Canada?
January 2, 2026
What Happens to Stolen Credit Card Numbers in Canada?
January 1, 2026
The Evolution of Credit Cards in Canada: Past, Present, and Future
December 30, 2025
Are You Ready for Your First Credit Card in Canada?
December 28, 2025
Canadian Credit Card Late Fees: What They Are and How You Can Avoid Them
December 28, 2025
Forget Late Fees: Use AutoPay to Cover Canadian Credit Card Bills
December 22, 2025
When to Ask For a Credit Card Limit Increase in Canada
December 17, 2025
Keeping Your Credit Card Safe in Canada: Simple Tools to Stop Fraud
December 17, 2025
Lost Your Credit Card in Canada? Here’s What to Do
December 16, 2025
10 of the Most Overhyped Credit Card Features in Canada
December 16, 2025
What Is a Virtual Credit Card Number in Canada?
December 10, 2025
How to Choose a Credit Card Network in Canada: Visa vs Mastercard vs Amex
November 6, 2025
Turn Your Points into Purpose: A Simple Guide to Donating Credit Card Rewards in Canada
November 6, 2025
What Happens If You Don’t Activate Your Credit Card in Canada?
November 4, 2025
3 Signs It’s Time for Canadians to Pause Credit Card Spending
November 3, 2025
Credit Cards in Mobile Wallets: A Simple Guide for Canadians in 2026
October 30, 2025
Hidden Canadian Credit Card Tools in Your Banking App 2026
October 22, 2025
What Happens to Authorized Users When the Primary Credit Cardholder Dies in Canada?
October 22, 2025
Managing Credit Cards After a Cash-Only Upbringing in Canada
October 20, 2025
Should Canadians Open a Store Credit Card for Discounts?
October 19, 2025
Should You Make Your Boyfriend or Girlfriend an Authorized User on Your Credit Card in Canada?
October 18, 2025
What Role Does Behavioural Economics Play in Canadian Credit Card Use?
October 1, 2025