My bucks | Finly Wallet

How you earn rewards

0.5% cash back on every purchase

Card details

Interest Rates

Purchase: 0%

Cash Advance: 0%

Annual Fees

Main Card: $0

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300⁎

Poor

560⁎

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Prepaid

Reward Type

Cash Back

Our Rating

4.4/5

Institution

EQ Bank

Insurance & Benefits

0 insurance

3 benefits

Insurance

No insurance coverage is bundled with this card.

Benefits

Details

No Foreign Transaction Fees

Pay no extra FX fees when making purchases outside of Canada

Free ATM withdrawal

ATM fee reimbursement for Canada only

Interest on Balance

Base rate of 1.00%*, or 2.75%** bonus rate

Pros & Cons

Pros

Best prepaid card
No ATM fees
Interest earned on balance
No foreign transaction fee
Some purchase cashback

Cons

No insurance

Legal

*Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

**Interest is calculated daily on the total closing balance and paid monthly. For the EQ Bank Card, interest is paid into the linked Personal Account. Rates are per annum and subject to change without notice. For the Personal Account, Joint Account and EQ Bank Card, the current base interest rate is 1.00% (the “Base Rate”). Customers who add and maintain qualifying recurring direct deposits of at least $2000/month to a Personal Account or Joint Account are eligible to earn a bonus interest rate of 2.75% (the Base Rate plus an additional 1.75%) for the eligible accounts (the Personal Account, Joint Account, and the EQ Bank Card balance). Conditions apply. Please review the EQ Bank Bonus Interest Offer Terms and Conditions for details.

EQ Bank is not responsible for maintaining accuracy of content on this site. Please refer to EQ Bank's site for the latest product details.