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TD Cash Back Visa* Card

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How you earn rewards

Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†.
Your Cash Back Dollars never expire as long as your account is open and in good standing.
Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.

Card details

Interest Rates

Purchase: 21.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees

Main Card: $0

Additional Cards: $0

Welcome Bonus

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300

Poor

560⁎

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

2.7/5

Institution

TD

Insurance & Benefits

2 insurance

2 benefits

Insurance

Coverage

Purchase Protection^†

90 days

Extended Warranty^†

Up to 1 year

Benefits

Details

Extra points^†

Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.

Car Rental Discount^†

10% off base rate of Avis Rent A Car and Budget Rent A Car

Pros & Cons

Pros

No annual fee
Decent cashback
Flexible redemptions

Cons

Low base earn rate
Limited insurance

Legal

^†Terms and conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.

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