Working hard in the background...
Simplii Financial™ No Fee Chequing Account
$50
Simplii Financial™ No Fee Chequing Account
Bank Account · Apply through Finly
Cash back
$50
Finly rebate
$50
Get $50 rebate** + Earn $300 and a $50 Skip gift card (terms apply) on the Simplii Financial™ No Fee Chequing Account
Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required.
Paid via INTERAC e-Transfer
Secure & private
$1,204,000+ paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- Only valid for eligible new Simplii customers who opened their first Simplii account.
- Not available for residents of Quebec.
The chequing account
Why Simplii Financial™ No Fee Chequing Account?
Simple banking. No catches, no fees. Simplii's No Fee Chequing Account gives you unlimited transactions, free Interac e-Transfers, and a Debit Mastercard accepted worldwide — all with no monthly fee and no minimum balance. Banking that just works.
How to earn the welcome bonus
Earn $300 and a $50 Skip gift card when you become a new client and open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 for 3 straight months. Offer ends on Sept 30, 2026.
Interest rate tiers
$0.00 to $50,000.00
0.01%
$50,000.01 to $100,000.00
0.01%
$100,000.01 to $500,000.00
0.01%
$500,000.01 to $1,000,000.00
0.01%
$1,000,000.01 and up
0.01%
Fees & limits
Monthly fee
$0
Transactions
Unlimited
Interac e-Transfers
Unlimited
ATM (own network)
$0
ATM (Canada, other)
$1.5
Foreign currency
2.5%
Insufficient funds
$10
Ready when you are
$50 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 2 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
“SIMPLII FINANCIAL™” and the “SIMPLII FINANCIAL™ DESIGNS” are trademarks of CIBC. “Simplii Financial™” is a division of CIBC. Banking services are not available in Quebec.