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WestJet RBC® World Elite Mastercard®
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*/** Terms and conditions apply.
Card Type | Credit |
Reward Type | Points |
Finly Rating | 4/5 |
Institution | RBC |
Loyalty Program |
Annual Fee | $139 |
Additional Card Fee | $59 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%□ □ Cash advance rate for Quebec residents is 21.99% |
Credit Score Estimate | Good |
Annual Income | Personal: $80,000 Household: $150,000 |
Welcome Bonus | Get up to 45,000 WestJet points(1) |
Description | Get up to 45,000 WestJet points(1). 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). Additional 20,000 WestJet points when you spend a minimum of $5,000 in the first 3 months. This offer is valid from February 5, 2026 to August 31, 2026. |
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Click the offer link provided in order to be redirected to the merchant's page.
Make sure to add your INTERAC e-Transfer email to your Finly profile for us to process payments.
Complete your application process in one go.
Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days, up to 2 weeks. Your Finly cashback profile will reflect that as soon as we receive a status update.
Rebate payments are generally processed within 10 days of receiving transaction confirmations, however it may vary depending on payment processing times.
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Secure Payments via INTERAC
Payments are sent via INTERAC e-Transfer through our secure automated payment system. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page, otherwise the cash payment will be auto-deposited directly into your bank account.

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Read eligibility criteria
It's generally recommended to read and understand the eligibility criteria before you apply for a financial product.
A FinlyWealth rebate is a real cash payment you receive when you apply for - and are approved for - an eligible financial product (credit card, bank account, or brokerage) through our platform. It's our way of sharing the referral commission we earn with you, directly into your bank account.
Rebates are sent via INTERAC e-Transfer through our secure automated payment system. Make sure to add your INTERAC e-Transfer email to your Finly profile. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page. Otherwise, the payment will be auto-deposited directly into your bank account.
The timeline varies by institution. Generally, the financial institution reports the transaction to us within 3–7 days after approval. Once we receive confirmation, rebate payments are typically processed within 10 days. You can track your rebate status in your Finly cash back profile.
Yes. We take privacy seriously and collect only minimal information needed for payment processing—simple details like your name and INTERAC e-Transfer email. We never share your data with third parties beyond what's required to process your rebate.
No. Our tracking process relies on browser cookies to attribute your application to your Finly account. Using VPNs, ad blockers, or incognito/private browsing mode can interfere with tracking and may result in your rebate not being recorded. Please disable these before clicking the offer link.
If your rebate hasn’t appeared within the expected timeline shown on this page, you can file a support ticket with our support team through your Finly account. Having your application reference number ready will help us resolve the issue faster.
It is strongly recommended to complete the entire application on one device in one browsing session. Switching devices or closing the browser midway can break the tracking cookie, which may prevent the rebate from being recorded.
Yes! The FinlyWealth rebate is completely separate from and in addition to any welcome bonus, sign-up offer, or promotional incentive offered by the financial institution. You get both.
Apply now through FinlyWealth and secure the cash offer.
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1To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5, 2026 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”).
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
†Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind. Refer to here for the most up to date disclaimer copy.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.