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Finly rebate paused on this offer
The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.
Neo Chequing Account
We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.
Paid via INTERAC e-Transfer
Secure & private
$561,000+ paid out to Canadians
The chequing account
Why Neo Chequing Account?
All the freedom of a chequing account. None of the fees. The Neo Chequing Account is built for people who are done paying to spend their own money. Unlimited transactions, free Interac e-Transfers, no monthly fees, no minimum balance — and a Mastercard you can use anywhere. Simple, fast, and completely fee-free.
Interest rate tiers
Balance up to $200,000
0.1%
Balance over $200,000
0%
Fees & limits
Monthly fee
$0
Transactions
Unlimited
Interac e-Transfers
Unlimited
ATM (own network)
$0
ATM (Canada, other)
$0
Foreign currency
2.5%
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
Neo Financial is not responsible for maintaining accuracy of content on this site. Please refer to Neo's site for the latest product details.