Rebate Offer Terms
** Terms and conditions apply.
Only valid for new cardholders
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.2/5 |
Institution | RBC |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Additional Card Fee | $0 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%□ Balance Transfer: 22.99%□ □ Quebec rates: Cash advance 21.99%, Balance transfer 21.99% |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Get up to 50,000 bonus More Rewards points[1] |
Description | Get up to 50,000 bonus More Rewards points[1]. Get 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”)[1]. Get 20,000 bonus More Rewards points after spending $500 in qualifying purchases within the first 3 months of account open[1]. Offer ends Sept 24, 2025 [1] |
How to Get the Rebate
- 1.Sign in or create a new FinlyWealth account.
- 2.Click the offer link provided in order to be redirected to the merchant's page.
- 3.Make sure to add your INTERAC e-Transfer email to your Finly profile for us to process payments.
- 4.Complete your application process in one go.
- 5.Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days to 1-2 months. Your Finly cashback profile will reflect that as soon as we receive a status update.
- 6.Rebate payments are generally processed within 10 days of receiving transaction confirmations, however it may vary depending on payment processing times.
Payments & Privacy
- •We take privacy serious and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
- •Payments are sent via INTERAC e-Transfer through our secure automated payment system. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page, otherwise the cash payment will be auto-deposited directly into your bank account.
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Read eligibility criteria
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Legal:
[1] To benefit from this offer, your application must be received by Sept 24, 2025 and approved by Royal Bank of Canada (“RBC”), and you must have a valid More Rewards number linked to your RBC Visa credit card. You will be eligible to receive 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your More Rewards account up to six (6) weeks after your first purchase, provided your More Rewards RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive 20,000 bonus More Rewards points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your More Rewards account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.
Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your More Rewards RBC Visa credit card, please visit (Insert Website) For complete terms and conditions that apply to the More Rewards program, please visit: morerewards.ca.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.