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KOHO Everything Plan
$75
$100
Until Jul 1, 2026
KOHO Everything Plan
Bank Account · Apply through Finly
Cash back
$100

Finly rebate
Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required.
Promotional rebate expires on
Paid via INTERAC e-Transfer
Secure & private
$561,000+ paid out to Canadians
Read before you apply
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
The chequing account
The KOHO Everything Account provides members with KOHO's complete catalogue of features, tools, and rewards including high interest and cash back rates, no foreign transaction fees, and advanced phone support.
How to earn the welcome bonus
New clients can get 2 months of KOHO Everything for free, exclusively through FinlyWealth using promo code KOHOFINLY
Fees & limits
Monthly fee
$22
Transactions
Unlimited
Interac e-Transfers
Unlimited
ATM (own network)
$3
ATM (Canada, other)
$3
Foreign currency
$0
Ready when you are
$100 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Promotional rebate expires on
How you get paid
The financial institution approves your application — we handle the rest. No claims to file, no portals to log into.
Sign in to Finly
Create an account or sign in. Add your Interac e-Transfer email so we can pay you out.
Click the offer
We track your application via your Finly account — no codes needed. Don't switch devices or use ad-blockers.
Apply with the financial institution
Complete the financial institution's application as usual on their site. Get approved on their schedule.
Wait for verification
The institution reports your sign-up to us within a few days to a few weeks. We'll email you when it's confirmed.
Get paid via Interac
Once verified, we e-Transfer your rebate within 10 days. The cash lands directly in your bank account.
FAQ
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
Real reviews from real users. See our full list of reviews on Trustpilot
Monthly fee
$22
Welcome bonus
Get 2 months for free using promo code KOHOFINLY
Finly rating
4.6 / 5
Editor's score
Transactions
Unlimited