Finly rebate paused on this offer

The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.

BMO AIR MILES® World Elite®* Mastercard®*

We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.

Paid via INTERAC e-Transfer

Secure & private

$1,201,000+ paid out to Canadians

Rewards rate

1x - 3x Miles

Earn rate on purchases

Welcome bonus

Up to 7,000 AIR MILES Bonus Miles*

Worth ~$1,260

Finly rating

3.7 / 5

Editor's score

The card

Why BMO Air Miles World Elite?

Premium AIR MILES Card

Full card review

How to earn the welcome bonus

Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.* Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*

Earns rewards on

1x - 3x Miles

Groceries

3x Miles points per $12 spent at participating AIR MILES Partners
2x Miles points per $12 spent on eligible grocery, liquor and wholesale store purchases
1x Mile point per $12 spent on all other eligible purchases

Fees & rates

Annual fee

$120$0 yr 1

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

2.5%

Additional cards

$50

Min personal income

$80,000

Min household income

$150,000

Credit recommended

Good

Built-in perks & coverage

Airport Lounge - Dragon Pass

Car Rental Discount

Discount

Status lift

Discount

Purchase Protection

Extended Warranty

Trip Cancellation

Trip Interruption

Travel Medical Insurance (64 & under)

Common Carrier Travel Accident Insurance

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 2 more offers to stack rebates from a single Finly account.

Browse all

Bank Account

BMO Performance Chequing Account

$100

cash back

Bank Account

BMO Premium Chequing Account

$75

cash back

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.