Finly rebate paused on this offer

The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.

See active rebates
Neo Cathay World Elite® Mastercard®

Neo Cathay World Elite® Mastercard®

We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.7M paid out to Canadians

The card

Why Cathay World Elite?

Travels to Asia

How to earn the welcome bonus

  • Get a welcome bonus of up to 35,000 Asia Miles
  • Initial 15,000 Asia Miles are issued upon activation and first transaction and must be completed within 3 months from application approval date.
  • To earn the additional 20,000 Asia Miles a minimum spend of $5,000 net of refunds must be completed within 3 months from application start date.

Earns rewards on

1x - 5x

Travel
Foreign
  • Earn 4x Asia Miles per $1 spent on Cathay Pacific flights
  • Earn 2x Asia Miles per $1 spent on purchases made in foreign currencies
  • Earn 1x Asia Miles per $1 spent in Canada
  • Earn an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide

Fees & rates

Annual fee

$180

Purchase interest

19.99% - 26.99%

Cash advance interest

22.99% - 28.99%

Foreign transaction

3%

Additional cards

$49 (max 1 additional cardholder)

Min personal income

$80,000

Min household income

$150,000

Credit recommended

Good

Built-in perks & coverage

Airport Lounge - Dragon Pass

Priority Travel

Boingo Wi-Fi hotspot

Discount

Car Rental Personal Effects

Car Rental Accident

Car Rental Damage & Theft

Baggage Delay

Lost or Stolen Baggage

Trip Cancellation

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

What Our Members Say

Real reviews from real users. See our full list of reviews on Trustpilot

Trustpilot review 1
Trustpilot review 2
Trustpilot review 3
Trustpilot review 4
Trustpilot review 5
Trustpilot review 6
Trustpilot review 7
Trustpilot review 8
Trustpilot review 9
Trustpilot review 10
Trustpilot review 11
Trustpilot review 12

Legal & disclosures

Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.

Product legal content

The Cathay World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.


Mastercard, World Elite® and the circles design are registered trademarks of Mastercard International Incorporated.


The Cathay World Elite® Mastercard is not available in Quebec.