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BMO Performance Chequing Account
$75
$100
Until Jul 1, 2026
BMO Performance Chequing Account
Bank Account · Apply through Finly
Cash back
$100
Finly rebate
$75$100
Get $75$100 rebate** + Earn up to a $800 cash bonus* on the BMO Performance Chequing Account
Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required.
Promotional rebate expires on
Paid via INTERAC e-Transfer
Secure & private
$561,000+ paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
Only valid for eligible new BMO Performance Plan Chequing Account clients
The chequing account
Why BMO Performance Chequing Account?
Banking that keeps up with your life. The BMO Performance Chequing Account is built for busy lives — unlimited transactions, free Interac e-Transfers, and a monthly fee that disappears when you keep a minimum balance. More features, less friction.
How to earn the welcome bonus
Earn up to a $800 cash bonus*
Plus a Walmart Delivery Pass subscription for up to 12 months*
STEP 1
Chequing Account Offer
Earn $500 when you:
- Open and fund a new BMO Performance or Premium Plan Chequing Account by June 1, 2026
- Complete 2 qualifying criteria by July 31, 2026
STEP 2
Direct Deposit Offer
Earn $100 when you:
- Set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain it for one year
STEP 3
Savings Account Offer
Earn a Walmart Delivery Pass Subscription for up to 12 months when you:
- Open a Savings Amplifier Account by June 1, 2026
- Deposit any amount by June 30, 2026
- Sign up for or update your existing Walmart Delivery Pass by July 31, 2026
Earn $150 when you:
- Open a Savings Amplifier Account by June 1, 2026
- Deposit $10,000 or more within 30 days of opening and maintain that balance for 3 months
STEP 4
My Financial Progress Offer
Earn $50 when you:
- Apply 1 Goal and 1 Strategy in My Financial Progress Plan by July 31, 2026
Eligibility criteria (open account or switching eligibility)
If you meet the eligibility criteria, the Chequing Account and My Financial Progress cash bonus will be credited to your account by August 31, 2026. The Direct Deposit offer cash bonus will be credited one month after maintaining the direct deposit for twelve consecutive months. The Savings Account cash bonus will be credited by October 31, 2026.
Unfortunately if you already have a chequing account with us you are not eligible for this promotion.
If you closed your account between February 10, 2025 - June 1, 2026, you aren’t eligible for this promotion.
Each bill payment is required to be paid to a different biller account number. For example, if you are paying a cell phone bill it has to be paid to different accounts numbers to be counted as 2 different bill payments.
Fees & limits
Monthly fee
Can be waived
$17.95
Transactions
Unlimited
Interac e-Transfers
Unlimited
ATM (own network)
$0
ATM (Canada, other)
$2
Foreign currency
2.5%
Insufficient funds
$5
Ways to waive the monthly fee
Minimum Balance Waiver
Maintain $4,000 minimum monthly balance to waive the monthly fee
Ready when you are
$100 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Promotional rebate expires on
How you get paid
From offer to bank deposit
The financial institution approves your application — we handle the rest. No claims to file, no portals to log into.
01
Sign in to Finly
Create an account or sign in. Add your Interac e-Transfer email so we can pay you out.
02
Click the offer
We track your application via your Finly account — no codes needed. Don't switch devices or use ad-blockers.
03
Apply with the financial institution
Complete the financial institution's application as usual on their site. Get approved on their schedule.
04
Wait for verification
The institution reports your sign-up to us within a few days to a few weeks. We'll email you when it's confirmed.
05
Get paid via Interac
Once verified, we e-Transfer your rebate within 10 days. The cash lands directly in your bank account.
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 4 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
What Our Members Say
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Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content