bmo eclipse visa infinite

BMO eclipse Visa Infinite* Card

$120

$200

Promotional Finly rebate expires on December 31, 2026

bmo eclipse visa infinite

BMO eclipse Visa Infinite

Credit Card · Apply through Finly

FinlyWealth
Exclusive offer

Cash back

$200

bmo eclipse visa infinite
FinlyWealth
Exclusive offer

Finly rebate

$120$200

Get $120$200 rebate on an approved BMO eclipse Visa Infinite* Card

Apply through Finly and get approved for the BMO eclipse Visa Infinite* Card to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**

Plus, you can earn the Card’s welcome bonus from BMO.

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.9M paid out to Canadians

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

You must qualify for and be approved for the BMO eclipse Visa Infinite* Card as a new cardholder, meaning:

  • You meet the minimum yearly income requirements of $60,000 personal, or $100,000 household

  • Your credit score must be "Good" and above to be considered for this product, meaning 680+ Equifax score

The card

Why BMO eclipse Visa Infinite?

Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

How to earn the welcome bonus

  • Get up to $1,200 in value including up to 80,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*
  • Earn 40,000 BMO Rewards welcome bonus points 110 days after the credit card account open date when you spend a minimum of $4,000 on net card purchases within the first 110 days of account opening.*
  • Earn an additional 20,000 BMO Rewards bonus points 180 days after the credit card account open date when you spend a minimum of $7,000 on net card purchases within the first 180 days of account opening.*
  • Earn a further 20,000 BMO Rewards bonus points 365 days after the credit card account open date when you spend a minimum of $12,000 on net card purchases within the first 12 months of account opening.*
  • Plus, get a 0% introductory interest rate on Balance Transfers for 12 months with a 2% transfer fee.*

Earns rewards on

1x - 5x points

Dining
Groceries
Gas
Transit
  • Earn 5x the BMO Rewards points on groceries, takeout, food delivery, rideshare, gas and transit.*
  • Get 1 BMO Reward for every $1 spent on everything else.*

Fees & rates

Annual fee

$120$0 yr 1

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

2.5%

Additional cards

$50

Min personal income

$60,000

Min household income

$100,000

Credit recommended

Very Good

Built-in perks & coverage

Visa Infinite Exclusive Benefits

Golf Benefit

Anniversary Credit

Concierge Services

Discount

Extra points

Purchase Protection

Extended Warranty

Mobile Device Insurance

Common Carrier Travel Accident Insurance

Travel Medical Insurance (64 & under)

Car Rental Damage & Theft

Ready when you are

$200 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 1 more offer to stack rebates from a single Finly account.

Browse all

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

What Our Members Say

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Legal & disclosures

Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.

Product legal content

*Terms and conditions apply.

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.