$125

BMO AIR MILES® World Elite®* Mastercard®* and $125 Exclusively from FinlyWealth**

No thanks, continue without rebate

BMO Performance Chequing Account

$700 cash bonus + $50 Walmart Canada eGift Card* + $75

BMO Premium Chequing Account

$700 cash bonus + $50 Walmart Canada eGift Card* + $75

What's on this Page

Offer Terms
ProductWelcome Bonus
Details & Eligibility
Product Description
How to Get the Rebate
Rebate Timeline
Payments & Privacy
Helpful Tips

BMO Rebate Processing Information

BMO rebates typically have a longer processing time compared to other financial institutions. We recommend saving your application reference number after applying for future reference.

ℹ️ Note: If your application reference number ends in "A" or "W", please file a ticket for us after your approval.

This timeline is entirely determined by BMO's internal processes. BMO independently manages their verification process and only sends approval confirmations to us once per month (around the 15th). We have no ability to expedite this process.

Once we receive confirmation from BMO, we promptly process your rebate 10 days. Without your reference number, BMO may not be able to locate your application in their system if it's missing from their report, which is outside our control.

Haven't received your rebate within 30 days of card approval?

File a Ticket

Rebate Offer Terms

** Terms and conditions apply.

Terms and conditions apply.
Subject to approval.

Card Details

Info

Card Type	Credit
Reward Type	Points
Our Rating	3.7/5
Institution	BMO
Loyalty Program	Air Miles

Fees & Rates

Annual Fee	$120 (first year waived)
Additional Card Fee	$50
Interest Rates	Purchase: 21.99% Cash Advance: 23.99%□ Balance Transfer: 23.99%□ □ Quebec rates: Cash advance 21.99, Balance transfer 21.99%

Eligibility

Credit Score Estimate	Good
Annual Income	Personal: $80,000 Household: $150,000

Bonuses

Welcome Bonus	Up to 7,000 AIR MILES Bonus Miles*
Description	3,000 bonus Air Miles after spending at least $4,500 in net eligible purchases within the first 110 days after account open. 2,000 bonus Air Miles after spending at least $10,000 in net eligible purchases within the first 180 days after account open. 2,000 bonus Air Miles after spending at least $20,000 in net eligible purchases within the first 360 days after account open

How to Get the Rebate

1.
Sign in or create a new FinlyWealth account.
2.
Click the offer link provided in order to be redirected to the merchant's page.
3.
Make sure to add your INTERAC e-Transfer email to your Finly profile for us to process payments.
4.
Complete your application process in one go.
5.
Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days to 1-2 months. Your Finly cashback profile will reflect that as soon as we receive a status update.
6.
Rebate payments are generally processed within 10 days of receiving transaction confirmations, however it may vary depending on payment processing times.

Rebate Timeline

Posting Time

30-60 days from application submission

Locking Time

60 days from application approval

Application Submitted

You submit your application

Pending Verification

BMO determines your eligibility

Expected: 30 days

Final Approval

Rebate is approved

Expected: 30 days

Payments & Privacy

•
We take privacy serious and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
•
Payments are sent via INTERAC e-Transfer through our secure automated payment system. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page, otherwise the cash payment will be auto-deposited directly into your bank account.

Helpful Tips

Don't switch devices

Making sure to complete the process in one go without switching devices will help to avoid unforeseen tracking issues.

Avoid cookie or ad blockers

Most of our tracking process is done through browser cookies, hence blocking them would introduce potential tracking issues. Don't use incognito mode either.