Working hard in the background...
Finly rebate paused on this offer
The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.
BMO AIR MILES® World Elite®* Mastercard®*
We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.
Paid via INTERAC e-Transfer
Secure & private
$963,000+ paid out to Canadians
The card
Why BMO Air Miles World Elite?
Premium AIR MILES Card
How to earn the welcome bonus
Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.* Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Earns rewards on
1x - 3x Miles
Groceries
- 3x Miles points per $12 spent at participating AIR MILES Partners
- 2x Miles points per $12 spent on eligible grocery, liquor and wholesale store purchases
- 1x Mile point per $12 spent on all other eligible purchases
Fees & rates
Annual fee
$120$0 yr 1
Purchase interest
21.99%
Cash advance interest
23.99%
Foreign transaction
2.5%
Additional cards
$50
Min personal income
$80,000
Min household income
$150,000
Credit recommended
Good
Built-in perks & coverage
Airport Lounge - Dragon Pass
Car Rental Discount
Discount
Discount
Status lift
Discount
Purchase Protection
Extended Warranty
Trip Cancellation
Trip Interruption
Travel Medical Insurance (64 & under)
Common Carrier Travel Accident Insurance
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 2 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
*Terms and conditions apply.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.