Simplii Financial™ Cash Back Visa* Card
$50
Simplii Financial Visa Card
Credit Card · Apply through Finly
Cash back
$50
Finly rebate
Get $50 rebate on an approved Simplii Financial™ Cash Back Visa* Card
Apply through Finly and get approved for the Simplii Financial™ Cash Back Visa* Card to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**
Plus, you can earn the Card’s welcome bonus from Simplii Financial™.
Paid via INTERAC e-Transfer
Secure & private
$1.9M paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- This offer is only valid for eligible new Simplii customers who opened their first Simplii account.
- This offer is not available for residents of Quebec.
- There is a minimum of 7 business days before the bank may report back your updated status to be reflected on our side.
The card
Why Simplii Financial Visa Card?
Issued by Simplii Financial™. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.
How to earn the welcome bonus
- Earn double the cash back on restaurants and dining in your first 3 months or up to $1,000 in spend, whichever comes first.†
- This translates to a whopping 8% cashback on restaurants, dining, coffee shops, and bars (up to $40 in bonus cash back amount).†
- Effective October 26, 2026.†
Earns rewards on
0.5% - 4%
- 4% cash back on eligible restaurant, bar, and coffee shop purchases up to $5,000 spent per year†
- 1.5% cash back on gas, groceries, drugstore, and pre-authorized payments up to $15,000 spent per year†
- 0.5% cashback on all other purchases†
Fees & rates
Annual fee
Purchase interest
Cash advance interest
Foreign transaction
Additional cards
Min household income
Credit recommended
Built-in perks & coverage
Purchase Protection
Extended Warranty
Ready when you are
$50 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 2 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up, and we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
Only if you've never been a Simplii Financial client. Simplii credits us only for people new to Simplii, so if you've ever had a Simplii account, even one you've closed, there's no rebate on this offer.
Try again from this page while signed in, with ad blockers and VPNs off, in one browser. If it still won't go through, contact us before you apply another way, and we'll tell you whether it can still earn the rebate.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
†Terms and conditions apply. Click ‘Apply Now’ for complete details.Banking services are not available in Quebec.
*“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Eligibility: You're a Canadian permanent resident or citizen, do not live in Quebec, and you have reached the age of majority in your province or territory.
The age of majority is 18 in Alberta, Manitoba, Ontario, Prince Edward Island and Saskatchewan.
The age of majority is 19 in British Columbia, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Nunavut and Yukon.
Simplii Financial is not responsible for maintaining the accuracy of content of this website. Please refer to Simplii Financial's official page for the latest information.