neo mastercard

Neo Mastercard®

$50

GET OFFER
neo mastercard

Neo Mastercard®

Credit Card · Apply through Finly

Cash back

$50

Get my rebate
neo mastercard

Finly rebate

$50

Get $50 rebate on an approved Neo Mastercard®

Apply through Finly and get approved for the Neo Mastercard® to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.9M paid out to Canadians

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

  • Subject to approval
  • This offer is only valid for eligible new cardholders

The card

Why Neo Mastercard®?

Issued by Neo Financial. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

Earns rewards on

N/A

  • Up to 15% cash back at thousands of partners across Canada

Fees & rates

Annual fee

$0

Purchase interest

19.99% - 29.99%

Cash advance interest

22.99% - 31.99%

Foreign transaction

3%

Credit recommended

Fair

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up, and we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

Usually, if it's a product you don't have yet. With most banks, including Scotiabank, BMO, RBC and TD, you only need to be new to the product, not the bank, so another card or a chequing account with them doesn't stop you. There's no rebate on a product you already hold, and this offer's terms can add conditions.

Try again from this page while signed in, with ad blockers and VPNs off, in one browser. If it still won't go through, contact us before you apply another way, and we'll tell you whether it can still earn the rebate.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

What Our Members Say

Real reviews from real users. See our full list of reviews on Trustpilot

Trustpilot review 1
Trustpilot review 2
Trustpilot review 3
Trustpilot review 4
Trustpilot review 5
Trustpilot review 6
Trustpilot review 7
Trustpilot review 8
Trustpilot review 9
Trustpilot review 10
Trustpilot review 11
Trustpilot review 12