BMO Eclipse Visa Infinite Privilege

BMO eclipse Visa Infinite Privilege* Card

$50

$100

Promotional Finly rebate expires on December 31, 2026

BMO Eclipse Visa Infinite Privilege

BMO eclipse Visa Infinite Privilege* Card

Credit Card · Apply through Finly

Cash back

$100

BMO Eclipse Visa Infinite Privilege

Finly rebate

$50$100

Get $50$100 rebate on an approved BMO eclipse Visa Infinite Privilege* Card

Apply through Finly and get approved for the BMO eclipse Visa Infinite Privilege* Card to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**

Plus, you can earn the Card’s welcome bonus from BMO.

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.9M paid out to Canadians

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

You must qualify for and be approved for the BMO eclipse Visa Infinite Privilege Card as a new cardholder, meaning:

  • You meet the minimum yearly income requirements of $150,000 personal, or $200,000 household

  • Your credit score must be "Very Good" and above to be considered for this product, meaning 725+ Equifax score

The card

Why BMO eclipse Visa Infinite Privilege* Card?

Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

How to earn the welcome bonus

  • Get up to $2,700 in value including up to 200,000 points, 10 lounge passes and a $200 annual Travel Credit. Plus, enjoy no foreign transaction fees and more.
  • Earn 80,000 BMO Rewards welcome bonus points 110 days after the credit card account open date when you spend a minimum of $10,000 on net card purchases within the first 110 days of account opening.*
  • Earn an additional 40,000 BMO Rewards bonus points 180 days after the credit card account open date when you spend a minimum of $20,000 on net card purchases within the first 180 days of account opening.*
  • Earn a further 80,000 BMO Rewards bonus points 365 days after the credit card account open date when you spend a minimum of $40,000 on net card purchases within the first 12 months of account opening.*
  • Plus, get 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*

Earns rewards on

1x - 5x points

Groceries
Dining
Gas
Travel
  • Earn 5x the BMO Rewards points on groceries, dining, gas, travel and health and wellness.*
  • Get 1 BMO Reward for every $1 spent on everything else.*

Fees & rates

Annual fee

$599

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

0%

Additional cards

$99

Min personal income

$150,000

Min household income

$200,000

Credit recommended

Excellent

Built-in perks & coverage

Airport Lounge - Dragon Pass

Travel Credit

Extra points

Concierge Services

Visa Infinite Exclusive Benefits

Golf Benefit

Purchase Protection

Extended Warranty

Travel Medical Insurance (64 & under)

Travel Medical Insurance (65+)

Common Carrier Travel Accident Insurance

Trip Interruption

Ready when you are

$100 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 1 more offer to stack rebates from a single Finly account.

Browse all

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up, and we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

Usually, if it's a product you don't have yet. With most banks, including Scotiabank, BMO, RBC and TD, you only need to be new to the product, not the bank, so another card or a chequing account with them doesn't stop you. There's no rebate on a product you already hold, and this offer's terms can add conditions.

Try again from this page while signed in, with ad blockers and VPNs off, in one browser. If it still won't go through, contact us before you apply another way, and we'll tell you whether it can still earn the rebate.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

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Legal & disclosures

Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.

Product legal content

*Terms and conditions apply.


BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.