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onaclaireplane Best Cards for No Foreign Transaction Fees
Published Jan 6, 2026 3:00 AM
• Updated Jan 6, 2026 3:17 AM
If you're looking for a card to save on the foreign transaction fees when you travel outside of Canada, make sure to have one of these in your wallet. My favourites are the Scotiabank Passport Visa Infinite for its acceptance, and the Scotiabank Amex Gold for its high earn rates here at home.
REWARDS RATE
1x - 3x
ANNUAL FEE
$150
INTEREST RATES
20.99% / 22.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
GET $150 REBATE
Exclusive Offer
REWARDS RATE
1x - 6x
ANNUAL FEE
$120
INTEREST RATES
20.99% / 22.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
GET $150 REBATE
Exclusive Offer
REWARDS RATE
1.5x
ANNUAL FEE
$199 $0 First Year Rebated
INTEREST RATES
19.99% / 22.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
APPLY NOW
on Scotiabank's website
REWARDS RATE
1x - 6x
ANNUAL FEE
$599
INTEREST RATES
20.99% / 22.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
GET $175 REBATE
Exclusive Offer
REWARDS RATE
2x
ANNUAL FEE
$399
INTEREST RATES
9.99% / 9.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
GET $175 REBATE
Exclusive Offer
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
