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onaclaireplane Best Cards for Amex Membership Rewards
Published Jan 6, 2026 3:00 AM
• Updated Apr 26, 2026 10:30 PM
Amex Membership Rewards are the most valuable point currency for Canadian travellers, and here are all the cards you can earn them on. The Cobalt is the best earning card with 5x the points on groceries and dining. The Platinum cards are for serious travellers who want lounge access and elevated perks. The Gold cards are good for elevated welcome bonuses when they have them, and the Green card is for beginners or anyone looking for a card with no annual fee.
REWARDS RATE
1x - 5x
ANNUAL FEE
See Fees
INTEREST RATES
21.99%* / 21.99%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1x - 2x
ANNUAL FEE
$799
INTEREST RATES
21.99% - 30%* / N/A*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1.25x
ANNUAL FEE
$799
INTEREST RATES
21.99% - 30%* / 21.99% - 30%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1x - 2x
ANNUAL FEE
$250
INTEREST RATES
21.99%* / 21.99%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1x
ANNUAL FEE
$199
INTEREST RATES
21.99% - 29.99%* / N/A*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1x
ANNUAL FEE
$0
INTEREST RATES
21.99%* / 21.99%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693⁎Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
