Card Details
Card Details
Info
Card Type | Secured Credit |
Reward Type | Points |
Our Rating | 3.4/5 |
Institution | Tims Financial |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 20.99% - 26.99%□ Cash Advance: 22.99% - 27.99%□ □ Cash advance rate for Quebec residents is 22.99% - 24.99% |
Eligibility
Credit Score Estimate | Poor |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Get a $20 digital gift card upon first purchase with a new Tims Mastercard. |
Description | From April 28, 2025, up to and including May 12, 2025, new customers who apply for and are approved for the Tims Mastercard are eligible to receive a $20 CAD Tims Gift Card via email, as well as a promo code (sent via a separate email) to redeem a black 40 oz Stainless Steel Tumbler on TimShop. To qualify for the Welcome Offer, your first purchase must be made within 30 days of your Tims Mastercard account activation. |
Rewards
- 12x points per $1 when you scan for Tims Rewards
- 2x points per $1 on groceries (excluding Walmart and Costco), gas & EV charging, transit, taxi's & rideshares
- 0.25x point per $1 (1x point per $4) on everywhere else
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method