TD Platinum Travel Visa* Card

TD Platinum Travel Visa* Card

3/5

Up to 50,000 TD Rewards Points

Apply Now

TD Platinum Travel Visa* Card

TD Platinum Travel Visa* Card

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$445.8

$106.8 in years after

Annual Rewards

$195.8

TD Rewards

First Year Bonus

$250

TD Rewards

Annual Fee

$89

$0

First Year Waived

First Year Value

$445.8

$106.8 in years after

Interest Rates

Cash Advance: 22.99%

Purchase: 20.99%

Balance Transfer: 22.99%

Annual Fee

$89

Annual Income

Personal: N/A

Household: N/A

Credit Score

Good

Welcome Bonus

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card, 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening. Get an Annual Fee Rebate for the first year. Account must be approved by January 6, 2025.

Card Type

Category: Points

Loyalty Program: TD Rewards

Our Rating

3/5

Institution

TD

Rewards


  • 6x points per $1 spent on travel booked online through Expedia for TD
  • 4.5x points per $1 spent on eligible grocery and restaurant purchases
  • 3x points per $1 spent on eligible recurring bill payments
  • 1.5x points per $1 spent on all other eligible purchases

TD Platinum Travel Visa* Card Points Calculator

Based on $2,000 spending


Rewards Breakdown

Expedia

702 points


Food and drinks, Groceries

21,740 points


Recurring Transactions

3,279 points


All other purchases

13,437 points


Annual Fee

- $89


Net Annual Rewards

39,160 points

Valued at $106.8 (after fees)

Rewards Summary

Net Annual Rewards

39,160 points

Valued at $106.8 (after fees)


First Year Card Bonus

50,000 points

Valued at $250


First Year Card Value

89,160 points

Valued at $445.8

Point Redemptions

Redemptions Chart

Travel from Expedia

$356.8


Travel

$267.64


Education

$267.64


Amazon

$205.23


Statement Credits

$133.9


Gift Cards

$133.9


Merchandise

$111.61

Insurance & Benefits


Insurance

Coverage

  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $1,000
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • heart lock

    Travel Accident

    $500,000
  • car insurance

    Car Rental Damage & Theft

    yes
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year
  • mobile device insurance

    Mobile Device Insurance

    $1,000

Benefits

Details

  • reward cup

    Extra points

    Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
  • car rental

    Car Rental Discount

    10% off base rate of Avis Rent A Car and Budget Rent A Car

Pros & Cons


Pros

  • 6 points per $1 on travel booked through Expedia For TD, maximizing rewards for travel purchases.
  • Annual fee rebate for the first year, providing savings during the first year of card ownership.
  • No minimum income requirement, making it accessible for a wide range of applicants.
  • Valuable insurance coverage with 9 types of insurance, including travel accident, baggage delay, and mobile device coverage.

Cons

  • TD Rewards points are only worth 0.5 cents each, reducing their overall value compared to other reward programs.
  • Some users may prefer a travel card with a higher return on non-travel-related purchases or cash-back options.
  • No trip cancellation insurance included, which may be a drawback for frequent travelers.

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