TD Platinum Travel Visa* Card Review

The TD Platinum Travel Visa Card is an affordable travel contender that boasts excellent point potential, strong insurance, and a couple of helpful perks.

Nov 25, 2025 4:09 PM

Written By

Sara Skodak

Lead Writer

Edited By

Kevin Shahnazari

Credit Card Expert

Reviewed By

Abid Salahi

Credit Card Expert

The Bottom Line

The TD Platinum Travel Visa Card is an admirable, affordable travel credit card, especially if you don’t care for higher value perks, points, or coverage. That said, more frequent travellers may want to upgrade to one of the leading cards above.

Skip to: Detailed Review

TD Platinum Travel Visa* Card

3.5

Finly Rating

APPLY NOW

on TD's website

Welcome Bonus

Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions apply.

Rewards Rate

1.5x - 6x

Points

Annual Fee

$89 $0

Interest Rates

21.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Card Details

Rewards

Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Insurance

Coverage

Flight Delay^†
$500
Baggage Delay^†
$1,000
Lost or Stolen Baggage^†
$1,000
Common Carrier Travel Accident Insurance^†
$500,000
Car Rental Damage & Theft^†
yes
Hotel Burglary Insurance^†
$2,500
Purchase Protection^†
90 days
Extended Warranty^†
Up to 1 year
Mobile Device Insurance^†
$1,000

Benefits

Details

Extra points^†
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
Car Rental Discount^†
10% off base rate of Avis Rent A Car and Budget Rent A Car

Eligibility

Credit Score
Good
Annual Income
N/A

^*†Terms and conditions apply. Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button. Check here for full details and current product information.

Welcome Bonus Details

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and receive an annual fee rebate for the first year^†. Conditions apply.

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Card Details

Interest Rates

Purchase APR

21.99%

Cash Advance APR

22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Fees

Annual Fee

$89

Additional Cards

$35 first card then $0 for more

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

Good

Type

Card Type

Credit

Reward Type

Points

Loyalty Program

TD Rewards

Pros & Cons

Pros

6 points per $1 on travel booked through Expedia For TD, maximizing rewards for travel purchases.
Annual fee rebate for the first year, providing savings during the first year of card ownership.
No minimum income requirement, making it accessible for a wide range of applicants.
Valuable insurance coverage with 9 types of insurance, including travel accident, baggage delay, and mobile device coverage.

Cons

TD Rewards points are only worth 0.5 cents each, reducing their overall value compared to other reward programs.
Some users may prefer a travel card with a higher return on non-travel-related purchases or cash-back options.
No trip cancellation insurance included, which may be a drawback for frequent travelers.

Our Detailed Review

How to Earn Rewards with the TD Platinum Travel Visa Card

There are plenty of ways to collect TD Rewards Points using the TD Platinum Travel Visa Card, including:

Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Clearly then, the best way to earn TD Rewards Points using your TD Platinum Travel Visa Card is by booking travel through Expedia for TD. That said, you can also earn solid points on common purchases like groceries, dining, and recurring bill payments, making this card extremely well-balanced.

How to Redeem Rewards with the TD Platinum Travel Visa Card

There are a handful of ways to redeem your TD Rewards Points.

Below, we’ve listed all the redemption opportunities provided by the loyalty program, ranked from most valuable to least valuable.

Expedia for TD: Choose from a catalogue of over a million flights, hotels, vacation packages and more through the Expedia for TD website.
Book Any Way Travel: Book travel outside of Expedia for TD with almost any other travel agency or platform – applicable to all kinds of travel arrangements.
Education: Use your TD Rewards points to cover the cost of tuition at over 100 eligible institutions.
Amazon.ca: Redeem TD Rewards points for products sold on Amazon.ca.
Statement Credits (Cash): Apply TD Rewards to your credit card balance to pay off any lingering expenses.
Gift Cards: Turn points into presents by purchasing an eligible gift card with your TD Rewards points.
Merchandise: Use your TD Rewards points to pay for eligible products from partner brands.
Starbucks Rewards: Convert TD Rewards points into Stars to fund your favourite coffee or pastry purchase at participating Starbucks stores.

Based on the list above, the best way to redeem your TD Rewards Points is towards Expedia for TD travel or Book Any Way travel, making the card particularly appealing to travellers.

Compare to Similar Cards

	TD Platinum Travel Visa* Card	Scotiabank Passport® Visa Infinite* Card	American Express Cobalt® Card	Scotiabank Gold American Express® Card	MBNA Rewards World Elite® Mastercard®
Welcome Bonus	Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions apply.	Up to 45,000 Scene+ points ($450 value)	Up to 15,000 Membership Rewards® points	Up to 50,000 Scene+ points ($500 value)	Up to 30,000 points ($245 in cash back value or $300 when redeemed for MBNA Travel)††
Earn Rates	Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†. Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†. Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†. Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.	Earn 3x Scene+™ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more† Earn 2x Scene+™ points for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways taxis and more)† Plus earn 1 Scene+™ point for every $1 spent on all other eligible everyday purchases† Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia†	5x points per $1 spent on eligible eats and drinks in Canada, including groceries and food delivery (up to 12,500 points per month) 3x points per $1 spent on eligible streaming subscriptions in Canada 2x points per $1 spent on eligible gas, transit & ride share in Canada 1x point per $1 spent on all other purchases	Earn 6x Scene+ points on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more* Earn 5x Scene+ points for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.* Earn 5x Scene+ points for every $1 you spend in Canada eligible entertainment purposes. Includes movies, theatre and ticket agencies stores.* Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more* Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming services* Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia	Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases. Each year, you will receive Birthday Bonus Points^‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
Insurance Included	9 types Flight Delay^† $500 Baggage Delay^† $1,000 Lost or Stolen Baggage^† $1,000 Common Carrier Travel Accident Insurance^† $500,000 Car Rental Damage & Theft^† yes Hotel Burglary Insurance^† $2,500 Purchase Protection^† 90 days Extended Warranty^† Up to 1 year Mobile Device Insurance^† $1,000	12 types Travel Medical Insurance $2M/insured up to 25 days Travel Medical Insurance (65+) $2M/insured up to 3 days Trip Cancellation $1,500/person, $10,000/trip Trip Interruption $2,500/person, $10,000/trip Flight Delay $500/person after 4 hours Lost or Stolen Baggage $1000 Baggage Delay $1000 Common Carrier Travel Accident Insurance $500,000/insured, $1M combined Car Rental Damage & Theft $65,000 up to 48 days Hotel Burglary Insurance $1,000 Purchase Protection 90 days Extended Warranty 1 year	10 types Travel Medical Insurance 15 days, up to $5M (if under age 65) Flight Delay $500 Baggage Delay $500 Hotel Burglary Insurance $500 Lost or Stolen Baggage $500 Common Carrier Travel Accident Insurance $250,000 Car Rental Damage & Theft yes Mobile Device Insurance $1,000 Purchase Protection 90 days Extended Warranty 1 year	13 types Travel Medical Insurance $1M, Up to 25 days Travel Medical Insurance (65+) $1M, Up to 3 days Trip Cancellation $1500/person, $10000/trip Trip Interruption $1500/person, $10,000/trip Lost or Stolen Baggage $500/person, $1000/trip Baggage Delay $500/person, $1,000/trip After 4 hours Flight Delay $500/person Common Carrier Travel Accident Insurance $500K/person, $1M/occurrence Car Rental Damage & Theft $65K up to 48 days Hotel Burglary Insurance $1000/occurrence Mobile Device Insurance $1,000 Purchase Protection 90 days Extended Warranty Up to 1 year	9 types Mobile Device Insurance $1000 Purchase Protection Up to 90 days Extended Warranty Up to a year Car Rental Damage & Theft 31 days Flight Delay $500/person after 4 hours Common Carrier Travel Accident Insurance $1,000,000 Travel Medical Insurance $2M for 21 days Lost or Stolen Baggage $1000/person Baggage Delay $1000/person
Benefits	2 benefits Extra points^† Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores Car Rental Discount^† 10% off base rate of Avis Rent A Car and Budget Rent A Car	5 benefits No Foreign Transaction Fees Avoid the usual 2.5% forex fees on your purchases when you travel outside of Canada Airport Lounge - Dragon Pass 6 Free complimentary visits Status lift Avis® Preferred Plus membership Concierge Services Visa Infinite Exclusive Benefits	2 benefits Amex Experiences™ Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™ Travel Credit Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.	4 benefits No Foreign Transaction Fees Avoid the 2.5% foreign transaction fees incurred when spending in non $CAD American Express® Experiences Concierge Services Discount Discount on PriorityPass Membership	5 benefits Annual Birthday Bonus 10% of the Points earned the 12 months prior to the primary cardholder's birthday month (up to a max 15,000 bonus points per year) Car Rental Discount 10% off base rate of Avis Rent A Car and Budget Rent A Car in Canada and US and 5% internationally Trip and legal Assistance Concierge Services Price Protection $500/item, $1000/account per year
Annual Fee	$89 (First Year Rebated)	$150	$191.88	$120 (First Year Rebated)	$120
Income Requirements	N/A	$60,000 personal or $100,000 household	N/A	$12,000 personal or $12,000 household	$80,000 personal or $150,000 household
Apply Now	APPLY NOW	APPLY NOW	APPLY NOW	APPLY NOW	APPLY NOW

Comparison to Other Travel Credit Cards

To really understand how the TD Platinum Travel Visa Card stacks up, you need to compare it against other similar-tier travel credit cards on the Canadian market.

Luckily, in this section, we’ve done some of the top comparisons for you.

For the full list of leading contenders, including pricey premium options, check out our best travel credit cards in Canada post.

TD Platinum Travel Visa Card vs Scotiabank Passport Visa Infinite Card

The first card to compare our featured card to is none other than the Scotiabank Passport Visa Infinite Card, one of the top travel and best no foreign transaction fee credit cards in Canada. This card offers solid high-value Scene+ points on groceries, dining, entertainment, transit, and most importantly, travel. All points are most valuable when redeemed towards travel, even more valuable than the TD Platinum Travel Visa Card. This card also provides more extensive insurance, including trip interruption, trip cancellation, and travel medical coverage. Additionally, cardholders can expect travel perks like no foreign transaction fees, airport lounge access, and an Avis Preferred Plus status lift. Of course, this card is a Visa Infinite contender, so it comes with a higher annual fee and some annual income requirements.

TD Platinum Travel Visa Card vs Amex Cobalt Card

The American Express Cobalt Card, one of the best credit cards in Canada, is notable for its ability to collect high-value travel-redeemable Amex Membership Rewards points on everyday purchases like dining, groceries, streaming, gas, and transit. As far as travel perks go, this contender includes travel medical insurance and a hotel travel credit. Just note that this card has a higher annual fee to account for its high value.

TD Platinum Travel Visa Card vs Scotiabank Gold Amex Card

For tons of high-value Scene+ points on groceries, entertainment, gas, transit, streaming, and travel, apply for the Scotiabank Gold American Express Card, one of the best flexible credit cards in Canada. This competitor offers better travel coverage and perks, including rare no foreign transactions fees. The annual fee is slightly higher, but luckily it’s waived during the first year of membership. Note that there are also some small annual income requirements to qualify.

TD Platinum Travel Visa Card vs MBNA Rewards World Elite Mastercard

The MBNA Rewards World Elite Mastercard, also known as one of the best grocery credit cards in Canada, is also a top competitor worth mentioning. This card earns you travel-redeemable MBNA Rewards points on dining, groceries, digital media, membership, and household utility purchases. The cent-per-point value on travel redemptions is also much higher compared to TD Rewards points. The card also includes travel medical insurance, rare price protection, and a unique annual birthday bonus of extra points. However, the annual fee is slightly higher and you must also meet some high annual income requirements to qualify.

Benefits and Perks

6 Benefits of the TD Platinum Travel Visa Card

With the TD Platinum Travel Visa Card, you’ll pocket quite a few perks, including:

✅ An Annual Fee Rebate

To make your first year that much more valuable, the TD Platinum Travel Visa Card’s annual fee is waived for the first year of membership.

✅ No Annual Income Requirements

Unlike other travel-oriented credit cards, the TD Platinum Travel Visa Card avoids annual income requirements, making the card much more accessible to a wider variety of applicants.

✅ Bonus Point Intro Offer

Cardholders can also collect extra TD Rewards Points on the first purchase they make with this card, plus even more points when they meet certain spending thresholds during the first few months of account opening.

✅ High Point Potential

As mentioned, the TD Platinum Travel Visa Card offers impressive points per dollar spent on travel, not to mention commendable points per dollar spent on everyday expenses like groceries, dining, and recurring bill payments. The overall base rate on all other purchases is also a bit above average.

✅ Extra Point Potential

If you want even more TD Rewards points, head on over to a participating Starbucks location. When you link your TD Platinum Travel Visa Card to your Starbucks account, you can collect extra TD Rewards and Starbucks Stars on each steamy cup of coffee.

✅ Valuable Insurance Coverage

The TD Platinum Visa Card also includes a strong list of insurance coverage, with valuable protections like flight and baggage delay insurance, hotel burglary insurance, and car rental theft and damage insurance.

Drawbacks and Considerations

2 Downsides to the TD Platinum Travel Visa Card

There are also some downsides to consider:

❌ Low Point Value

While the TD Platinum Travel Visa Card comes with good point potential on categorical spending, the actual value of its points are relatively low compared to other loyalty programs like Scene+ or American Express. Even when you redeem your TD Rewards towards travel, you still aren’t receiving the highest relative cent-per-point value.

If you're set on applying for a TD credit card, note that there are even better reward cards within the TD sphere.

Compare the TD Platinum Travel Visa Card against other TD cards and opposing institutions using our comparison tool. If you're torn between a couple of contenders, you can also make use of our side-by-side credit card comparison tool.

❌ Missing Key Insurance Categories

Sure, the TD Platinum Travel Visa Card offers plenty of travel coverage, but it still misses key insurance categories like trip interruption insurance, trip cancellation insurance, and travel medical insurance. These categories are often included on competing annual fee travel credit cards.

Frequently Asked Questions

Yes. Compared to the other cards above, the TD Platinum Visa Travel Card is a great option for travellers on a budget. The card comes with a low, rebated annual fee, plus decent point potential. If you'd like even better point potential, perks, or coverage you can consider upgrading to one of the compared cards. If you'd like something even more affordable and don't mind compromising a bit of value, you can also opt for a no-fee travel-friendly credit card, found using our Credit Card Comparison Tool.

TD Rewards Points can certainly help you save on travel, especially if you book trips through Expedia for TD. That said, other reward programs like Scene+ or American Express have higher overall cent-per-point values, even on travel redemptions.

Ultimately then, TD Rewards Points are still valuable for casual travellers, but those looking for major savings on flights and hotels may want to consider a higher-value points card, if they can afford a higher annual fee.

Whether the TD Platinum Travel Visa Card provides "enough" travel insurance depends on the traveller. While the card includes helpful coverage like flight and baggage delay, hotel burglary, and rental car insurance, it lacks important protections like travel medical, trip interruption, and trip cancellation insurance.

Choose the TD Platinum Travel Visa Card is you want a low-cost, beginner-friendly travel card that earns decent rewards on everyday spending with no annual income requirements.

About the author

Sara Skodak

Lead Writer

Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...

SEE FULL BIO

About the editor

Kevin Shahnazari

Credit Card Expert

Kevin started FinlyWealth and juggles a bit of everything—digging into data, running our marketing, and keeping the finances on track. Before this, he spent years as a data scientist at tech companies...

SEE FULL BIO

About the reviewer

Abid Salahi

Credit Card Expert

Abid leads the design and engineering of the FinlyWealth website, making sure everything runs smoothly and looks great. He’s a seasoned software engineer who follows best practices and designs interfa...

SEE FULL BIO

What's on this Page

The Bottom Line
Welcome Bonus Details
Card Details
Pros & Cons
Our Detailed Review
Compare to Similar Cards
Benefits and Perks
Drawbacks and Considerations
Frequently Asked Questions

Share this page

TD Platinum Travel Visa* Card

3.5

FinlyWealth Rating

APPLY NOW

on TD's website

Get personalized rewards estimates — see exactly how much you could earn.

TD Platinum Travel Visa* Card Points Calculator

^†Terms and conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.

APPLY NOW

on TD's website

Working hard in the background...

TD Platinum Travel Visa* Card

Scotiabank Passport® Visa Infinite* Card

American Express Cobalt® Card

Scotiabank Gold American Express® Card

MBNA Rewards World Elite® Mastercard®

Welcome Bonus

Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions apply.

Up to 45,000 Scene+ points ($450 value)

Up to 15,000 Membership Rewards® points

Up to 50,000 Scene+ points ($500 value)

Up to 30,000 points ($245 in cash back value or $300 when redeemed for MBNA Travel)††

Earn Rates

Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Earn 3x Scene+™ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more†
Earn 2x Scene+™ points for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways taxis and more)†
Plus earn 1 Scene+™ point for every $1 spent on all other eligible everyday purchases†
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia†

5x points per $1 spent on eligible eats and drinks in Canada, including groceries and food delivery (up to 12,500 points per month)
3x points per $1 spent on eligible streaming subscriptions in Canada
2x points per $1 spent on eligible gas, transit & ride share in Canada
1x point per $1 spent on all other purchases

Earn 6x Scene+ points on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more*
Earn 5x Scene+ points for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.*
Earn 5x Scene+ points for every $1 you spend in Canada eligible entertainment purposes. Includes movies, theatre and ticket agencies stores.*
Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more*
Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming services*
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia

Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category.
1 point^‡ for every $1 on all other eligible purchases.
Each year, you will receive Birthday Bonus Points^‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.

Insurance Included

9 types

Flight Delay^†
$500
Baggage Delay^†
$1,000
Lost or Stolen Baggage^†
$1,000
Common Carrier Travel Accident Insurance^†
$500,000
Car Rental Damage & Theft^†
yes
Hotel Burglary Insurance^†
$2,500
Purchase Protection^†
90 days
Extended Warranty^†
Up to 1 year
Mobile Device Insurance^†
$1,000

12 types

Travel Medical Insurance
$2M/insured up to 25 days
Travel Medical Insurance (65+)
$2M/insured up to 3 days
Trip Cancellation
$1,500/person, $10,000/trip
Trip Interruption
$2,500/person, $10,000/trip
Flight Delay
$500/person after 4 hours
Lost or Stolen Baggage
$1000
Baggage Delay
$1000
Common Carrier Travel Accident Insurance
$500,000/insured, $1M combined
Car Rental Damage & Theft
$65,000 up to 48 days
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year

10 types

Travel Medical Insurance
15 days, up to $5M (if under age 65)
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Common Carrier Travel Accident Insurance
$250,000
Car Rental Damage & Theft
yes
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year

13 types

Travel Medical Insurance
$1M, Up to 25 days
Travel Medical Insurance (65+)
$1M, Up to 3 days
Trip Cancellation
$1500/person, $10000/trip
Trip Interruption
$1500/person, $10,000/trip
Lost or Stolen Baggage
$500/person, $1000/trip
Baggage Delay
$500/person, $1,000/trip After 4 hours
Flight Delay
$500/person
Common Carrier Travel Accident Insurance
$500K/person, $1M/occurrence
Car Rental Damage & Theft
$65K up to 48 days
Hotel Burglary Insurance
$1000/occurrence
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
Up to 1 year

9 types

Mobile Device Insurance
$1000
Purchase Protection
Up to 90 days
Extended Warranty
Up to a year
Car Rental Damage & Theft
31 days
Flight Delay
$500/person after 4 hours
Common Carrier Travel Accident Insurance
$1,000,000
Travel Medical Insurance
$2M for 21 days
Lost or Stolen Baggage
$1000/person
Baggage Delay
$1000/person

Benefits

2 benefits

Extra points^†
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
Car Rental Discount^†
10% off base rate of Avis Rent A Car and Budget Rent A Car

5 benefits

No Foreign Transaction Fees
Avoid the usual 2.5% forex fees on your purchases when you travel outside of Canada
Airport Lounge - Dragon Pass
6 Free complimentary visits
Status lift
Avis® Preferred Plus membership
Concierge Services
Visa Infinite Exclusive Benefits

2 benefits

Amex Experiences™
Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™
Travel Credit
Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.

4 benefits

No Foreign Transaction Fees
Avoid the 2.5% foreign transaction fees incurred when spending in non $CAD
American Express® Experiences
Concierge Services
Discount
Discount on PriorityPass Membership

5 benefits

Annual Birthday Bonus
10% of the Points earned the 12 months prior to the primary cardholder's birthday month (up to a max 15,000 bonus points per year)
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car in Canada and US and 5% internationally
Trip and legal Assistance
Concierge Services
Price Protection
$500/item, $1000/account per year

Annual Fee

$89 (First Year Rebated)

$150

$191.88

$120 (First Year Rebated)

$120

Income Requirements

N/A

$60,000 personal or $100,000 household

N/A

$12,000 personal or $12,000 household

$80,000 personal or $150,000 household

Apply Now

APPLY NOW

Frequently Asked Questions

Choose the TD Platinum Travel Visa Card is you want a low-cost, beginner-friendly travel card that earns decent rewards on everyday spending with no annual income requirements.

The Bottom Line

Welcome Bonus Details

Card Details

Interest Rates

Fees

Eligibility

Type

Pros & Cons

Our Detailed Review

How to Earn Rewards with the TD Platinum Travel Visa Card

How to Redeem Rewards with the TD Platinum Travel Visa Card

Compare to Similar Cards

Comparison to Other Travel Credit Cards

TD Platinum Travel Visa Card vs Scotiabank Passport Visa Infinite Card

TD Platinum Travel Visa Card vs Amex Cobalt Card

TD Platinum Travel Visa Card vs Scotiabank Gold Amex Card

TD Platinum Travel Visa Card vs MBNA Rewards World Elite Mastercard

Benefits and Perks

6 Benefits of the TD Platinum Travel Visa Card

✅ An Annual Fee Rebate

✅ No Annual Income Requirements

✅ Bonus Point Intro Offer

✅ High Point Potential

✅ Extra Point Potential

✅ Valuable Insurance Coverage

Drawbacks and Considerations

2 Downsides to the TD Platinum Travel Visa Card

❌ Low Point Value

❌ Missing Key Insurance Categories

Frequently Asked Questions

Is the TD Platinum Travel Visa Card a good choice for someone on a budget?

How valuable are TD Rewards Points for someone trying to save money on travel?

Does the TD Platinum Travel Visa Card provide enough travel insurance?

When should I choose the TD Platinum Travel Visa Card over other travel credit cards in Canada?

Footnotes

Credit Card Resources

Featured

Rebates & Rewards

The Bottom Line

Welcome Bonus Details

Card Details

Interest Rates

Fees

Eligibility

Type

Pros & Cons

Our Detailed Review

How to Earn Rewards with the TD Platinum Travel Visa Card

How to Redeem Rewards with the TD Platinum Travel Visa Card

Compare to Similar Cards

Comparison to Other Travel Credit Cards

TD Platinum Travel Visa Card vs Scotiabank Passport Visa Infinite Card

TD Platinum Travel Visa Card vs Amex Cobalt Card

TD Platinum Travel Visa Card vs Scotiabank Gold Amex Card

TD Platinum Travel Visa Card vs MBNA Rewards World Elite Mastercard

Benefits and Perks

6 Benefits of the TD Platinum Travel Visa Card

✅ An Annual Fee Rebate

✅ No Annual Income Requirements

✅ Bonus Point Intro Offer

✅ High Point Potential

✅ Extra Point Potential

✅ Valuable Insurance Coverage

Drawbacks and Considerations

2 Downsides to the TD Platinum Travel Visa Card

❌ Low Point Value

❌ Missing Key Insurance Categories

Frequently Asked Questions

Is the TD Platinum Travel Visa Card a good choice for someone on a budget?

How valuable are TD Rewards Points for someone trying to save money on travel?

Does the TD Platinum Travel Visa Card provide enough travel insurance?

When should I choose the TD Platinum Travel Visa Card over other travel credit cards in Canada?

Footnotes

Credit Card Resources

Featured

Rebates & Rewards