TD First Class Travel® Visa Infinite* Card

TD First Class Travel® Visa Infinite* Card

3.9/5

Up to 135,000 TD Rewards Points

Apply Now

TD First Class Travel® Visa Infinite* Card

TD First Class Travel® Visa Infinite* Card

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$976.23

$262.23 in years after

Annual Rewards

$401.23

TD Rewards

First Year Bonus

$575

TD Rewards

Annual Fee

$139

$0

First Year Waived

First Year Value

$976.23

$262.23 in years after

Interest Rates

Cash Advance: 22.99%

Purchase: 20.99%

Balance Transfer: 22.99%

Annual Fee

$139

Annual Income

Personal: $60,000

Household: $100,000

Credit Score

Good

Welcome Bonus

Earn up to $1,000 in value, including up to 135,000 TD Rewards Points and no Annual Fee for the first year. Conditions Apply. Account must be approved by January 6, 2025.

Card Type

Category: Points

Loyalty Program: TD Rewards

Our Rating

3.9/5

Institution

TD

Rewards


  • 8x points per $1 spent on travel booked online through Expedia for TD
  • 6x points per $1 spent on eligible grocery and restaurant purchases
  • 4x points per $1 spent on eligible recurring bill payments
  • 2x points per $1 spent on all other eligible purchases

TD First Class Travel® Visa Infinite* Card Points Calculator

Based on $2,000 spending


Rewards Breakdown

Expedia

1,440 points


Food and drinks, Groceries

44,550 points


Recurring Transactions

6,720 points


All other purchases

27,536 points


Annual Fee

- $139


Net Annual Rewards

80,246 points

Valued at $262.23 (after fees)

Rewards Summary

Net Annual Rewards

80,246 points

Valued at $262.23 (after fees)


First Year Card Bonus

115,000 points

Valued at $575


First Year Card Value

195,246 points

Valued at $976.23

Point Redemptions

Redemptions Chart

Travel from Expedia

$837.23


Travel

$641.99


Education

$641.99


Amazon

$505.31


Statement Credits

$349.12


Gift Cards

$349.12


Merchandise

$300.3

Insurance & Benefits


Insurance

Coverage

  • travel accident medical

    Emergency Out of province Medical

    21 days
  • travel accident medical

    Emergency Medical Over 65

    4 days
  • cancel airplane

    Trip Cancellation

    $1,500
  • pause

    Trip Interruption

    $5,000
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $1,000
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • heart lock

    Travel Accident

    $500,000
  • car insurance

    Car Rental Damage & Theft

    yes
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year
  • mobile device insurance

    Mobile Device Insurance

    $1,000

Benefits

Details

  • exclusive

    Visa Infinite Exclusive Benefits

  • concierge

    Concierge Services

  • golf clubs

    Golf Benefit

    Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S
  • reward cup

    Extra points

    Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
  • birthday cake

    Annual Birthday Bonus

    Earn a Birthday Bonus of up to 10,000 TD Rewards Points
  • car rental

    Car Rental Discount

    10% off base rate of Avis Rent A Car and Budget Rent A Car
  • travel

    Travel Credit

    Get an annual TD Travel Credit of $100 when you book at Expedia For TD

Pros & Cons


Pros

  • Generous welcome bonus of up to 135,000 points, which can be worth up to $675 in travel rewards.
  • Earn 8 points per $1 spent on travel booked through Expedia For TD, making it a great card for frequent travelers.
  • First year annual fee rebate, making it free for the first year.
  • Extensive insurance coverage, including trip cancellation, emergency medical, baggage delay, and more.
  • Annual $100 travel credit on a purchase of $500 or more through Expedia For TD.

Cons

  • High income requirements: You need to earn at least $60,000 personally or $100,000 as a household.
  • TD Rewards points are only worth 0.5 cents each, limiting their value compared to some other rewards programs.
  • The Expedia For TD platform might not always offer the best prices or availability compared to booking directly with airlines or hotels.

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