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Tangerine World Mastercard® Review

Credit Acceptance:

Card Network:




Up to $100 (Extra 10% on all purchases)

Signup Bonus


Income Requirement:

$60,000 Personal

$100,000 Household


Our Rating

Card Type


Annual Fee




Interest Rate


Earning Rewards

Earn 2% Money-Back Rewards on your everyday purchases in two (three if you have Tangerine savings account) Categories of your choice: Grocery, Furniture, Restaurants, Hotel-Motel, Gas, Recurring Bill Payments, Drug Store, Entertainment, Public Transportation and Parking

0.5% cashback on everything else


Redeeming Rewards

What can you do with your rewards?

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What's a good redemption?


Insurance & Benefits

Car Rental insurance

Lounge DragonPass

No Complimentary visits

Purchase Protection

90 Days

Mobile Device


Boingo Wi-Fi hotspot

Extended Warranty

1 Year

• Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
• Access to +1300 Airport lounges with MasterCard DragonPass. Complimentary visits not included!
• Car Rental Theft and damage insurance
• Mobile Device Insurance up to $1000
• Purchase Protection Insurance up to 90 days
• Extended Warranty Insurance up to a year


Pros & Cons


  • One of the best No annual fee cards in terms of benefits!

  • Allows you to change the categories, and you get a 2% reward depending on how your spending is changing every 90 days.

  • 2% cashback on recurring Transactions; pharmacy has one of the highest cashback rates among credit cards in Canada. 

  • Has cashback on Furniture and Home Improvement categories. Two categories that are not covered by any other card in Canada.

  • Overall, it is one of the best no-annual-fee cards in terms of rewards, especially if you have a Tangerine Savings account.


  • No notable cons. If you have high spending, Paid cards might give you better rewards, which is expected because this is a No-Annual fee card.