gtag('event', 'action', { 'event_category': 'category', 'event_label': 'label' });
top of page
cred-card-bg (3).jpg

Simplii Financial™ Cash Back Visa Card Review

Credit Acceptance:

Card Network:

VISA

Excellent

760-900

$50 Gift Card or $50 Cashback

Signup Bonus

simplii-financial-credit-card-review
$
Cash
simplii-financial-credit-card-review
$
Cash

Income Requirement:

$15,000 Personal

$15,000 Household

8.5/10

Our Rating

Card Type

Cashback

Annual Fee

$0

Institution

Simplii Financial

Interest Rate

19.99%

Earning Rewards

4% cashback on eligible restaurant, bar and coffee shop purchases, up to $200 in cashback per year

1.5% eligible gas, groceries, drugstore purchases and pre-authorized payments up to $225 in cashback per year

0.5% cashback on everything else

GOOD

Redeeming Rewards

What can you do with your rewards?

This is a title. Click here to edit.

This is a title. Click here to edit and add your own text.

This is a title. Click here to edit and add your own text.

This is an extra long title. Click here to edit and add your own text. It's easy.

What's a good redemption?

GOOD

Insurance & Benefits

Purchase Protection

90 days

Extended Warranty

1 year

Travel Medical Insurance

$10 Million/ insured person

• Purchase Security and Extended Protection Insurance up to one year
• Travel Medical Insurance Up to $10 million per insured person

GOOD

Pros & Cons

Pros

  • Best cashback card for Restaurant and Food in Canada

  • One of the highest cashback rates for a free card


Cons

  • Good credit score required to apply

  • Limits on the cashback earned in the bonus categories

  • Cashback is applied once per year in January on statement credit