Simplii Financial™ Cash Back Visa* Card

Simplii Financial Cash Back Visa* Card

4.4/5

8% cash back up to $1,000 in spending

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Simplii Financial™ Cash Back Visa* Card
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$60

Simplii Financial Cash Back Visa* Card
Cash Back Calculator

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$60 Cash Rebate From FinlyWealth

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Card Details & Review




Card Details

Card Details
Info

Card Type

Credit

Reward Type

Cash Back

Our Rating

4.4/5

Institution

Simplii Financial™

Fees & Rates

Annual Fee

$0

Additional Card Fee

$0

Interest Rates

Purchase: 20.99%*

Cash Advance: 22.99%*

Balance Transfer: 22.99%*

Eligibility

Credit Score Estimate

Good

Annual Income

Personal: $15,000

Household: $15,000

Bonuses

Welcome Bonus

8% cash back† up to $1,000 in spending

Description

Earn 8% cash back† for your first 3 months up to $1,000 eligible spend.

Rewards


  • 4% cash back on eligible restaurant, bar, and coffee shop purchases up to $5,000 spent per year†
  • 1.5% cash back on gas, groceries, drugstore, and pre-authorized payments up to $15,000 spent per year†
  • 0.5% cashback on all other purchases†

Rewards Breakdown




Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)





Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.

This offer applies to the Simplii Financial Cash Back Visa Card. You can qualify for this offer if you apply and are approved for a new eligible card beginning May 14, 2025.

This 8% cash back offer (applies an incremental 4% cash back to the 4% cash back already awarded) on eligible restaurant, bar and coffee shop purchases and is available to new cardholders who apply and are approved for the Simplii Financial Cash Back Visa Card beginning May 14, 2025. The 4% incremental cash back applies on eligible restaurant, bar and coffee shop purchases made during your first 3 monthly statement periods beginning from your account open date or $1,000 in total restaurant, bar and coffee shop purchases (equal to $40 bonus cash back), whichever comes first. This offer will not result in any changes to the 4% cash back already earned on restaurant, bar and coffee shop purchases, and those purchases will be included within the $5,000 annual spend limit that earns 4% cash back.

This offer may be withdrawn or changed without prior notice at any time. Simplii Financial may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it, or engaging in any suspicious or fraudulent activity. Simplii Financial may approve your application, but you are not eligible to receive this offer if you have opened or cancelled a Simplii Financial Cash Back Visa Card within the last 12 months.


*“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Card Details

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