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Tims® Mastercard
Points Calculator
Card Details
Interest Rates
Purchase: 20.99% - 26.99%□
Cash Advance: 22.99% - 27.99%□
□ Quebec rates: Purchase 20.99% - 24.99%, Cash advance 22.99% - 24.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
2.4/5
Institution
Tims Financial
How You Earn Rewards
- 15x points per $1 when you scan for Tims Rewards
- 5x points per $1 on groceries (excluding Walmart and Costco), gas & EV charging, transit, taxi's & rideshares up to 100,000 points per year
- 0.5x point per $1 dollar on everywhere else
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
No additional benefits available for this card.
Pros & Cons
Pros
- Easy approval
- Credit building
- No annual fee
- Decent point potential
Cons
- Basic insurance coverage
Legal
†Conditions Apply. The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada. Check here for full details and current product information.