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Rogers Red Mastercard

3.9

/5

Rogers Bank

Mastercard

Rogers Red World Mastercard®Cash Back Calculator

Welcome Bonus varies

Our Take

This card is provides some of the highest cashback out there but only if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get up to a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World Elite® version of this card, which comes with additional insurance and benefits.





Card Details

Interest Rates


Purchase: 20.99% - 25.99%*

Cash Advance: 22.99% - 27.99%*

Balance Transfer: 22.99% - 27.99%*

* Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.

Annual Fees


Main Card: $0

Additional Cards: $0

Welcome Bonus


Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Our Rating


3.9/5

Institution


Rogers Bank

How You Earn Rewards


  • Earn 2% cash back on eligible U.S. dollar purchases.
  • Plus, earn 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise earn 1% on all other purchases.
  • Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That's up to 3% cash back value. Exclusively with Rogers.

Annual Rewards Breakdown




Annual Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)




Insurance & Benefits

2 insurance
1 benefit

Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • Benefits

    Details

  • mobile phone wifi

    Roam Like Home Days

    Roam Like Home: 5 days with eligible Rogers mobile plan
  • Pros & Cons


    Pros

    • No annual fee
    • Member boosting opportunities
    • USD optimization
    • Service redemption boosts
    • Roam Like Home days
    • Wide acceptance

    Cons

    • Limited insurance
    • Low non-member rewards

    Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. ®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.