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3.9
/5
Rogers Bank
Mastercard
Rogers Red World Mastercard®Cash Back Calculator
Welcome Bonus varies
Our Take
This card is provides some of the highest cashback out there but only if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World Elite® version of this card, which comes with additional insurance and benefits.
Card Details
Interest Rates
Purchase: 20.99% - 25.99%*
Cash Advance: 22.99% - 27.99%*
Balance Transfer: 22.99% - 27.99%*
* Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
3.9/5
Institution
Rogers Bank
How You Earn Rewards
- Earn 2% cash back on eligible U.S. dollar purchases.
- Plus, earn 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise earn 1% on all other purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That's 3% cash back value. Exclusively with Rogers.
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Roam Like Home Days
Roam Like Home: 5 days with eligible Rogers mobile plan
Pros & Cons
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Service redemption boosts
- Roam Like Home days
- Wide acceptance
Cons
- Limited insurance
- Low non-member rewards
Legal
*, ^, Terms and conditions apply.
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World® Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.