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2.8
/5
Rogers Bank
Mastercard
Rogers Red World Legend™ MastercardCash Back Calculator
Welcome Bonus varies
Our Take
The Rogers Red World Legend™ Mastercard is Rogers Bank’s new premium travel card aimed primarily at Rogers customers who spend a lot and want simple, flat cash back. Its biggest strengths are the 2% cash back on all purchases worldwide and no foreign transaction fees, which is a rare combination in Canada. However, the $495 annual fee is very high for a card that mainly offers flat cash back and lifestyle perks tied to Rogers services. For most people, the value will only make sense if you’re already deep in the Rogers ecosystem and can fully use the travel perks, entertainment credit, and redemption bonus on Rogers purchases.
Card Details
Interest Rates
Purchase: 20.99% - 25.99%*
Cash Advance: 22.99% - 27.99%*
Balance Transfer: 22.99% - 27.99%*
* Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Annual Fees
Main Card: $495
Additional Cards: $95
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Annual Income
Personal: $150,000
Household: $200,000
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
2.8/5
Institution
Rogers Bank
How You Earn Rewards
- Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
- Otherwise earn 1.5% cash back on all eligible purchases.^
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
- 10 Roam Like Home days at no cost with an eligible Rogers mobile plan every year.^
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
12 insurance
6 benefits
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Travel Medical Insurance (64 & under)
21 days
Travel Medical Insurance (65 to 75)
5 days
Trip Cancellation
$2,500/person, $10,000/trip
Trip Interruption
$5,000/person, $25,000 maximum
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$1,000
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Car Rental Damage & Theft
Included
Purchase Protection
120 days
Extended Warranty
2 years
Benefits
Details
Entertainment Credit
$200 in value in the form of an Entertainment Credit that can be redeemed against: eligible Rogers, Shaw and Comwave branded cable TV packages (and one time purchase add-ons), Rogers Xfinity TV bundles, AppTV, StreamSaver and streaming subscriptions, and Sportsnet+, Discovery+ and Citytv+ subscriptions.
No Foreign Transaction Fees
The foreign currency conversion fee for the Rogers Red World Legend Mastercard is 0%
Airport Lounge - Dragon Pass
6 Free complimentary visits
Roam Like Home Days
Roam Like Home: 10 days with eligible Rogers mobile plan
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Concierge Services
Complimentary 24/7 personal concierge for reservations and more.
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Status lift
Access to Avis President’s Club
Pros & Cons
Pros
- No FX fees
- Comprehensive coverage
- Complimentary airport lounge access
- Service redemption boosts
- Member earning boosts
- No cost roaming
Cons
- High income requirements
- Very high annual fee ($495)
- Rogers-ecosystem specific benefits, limiting flexibility
- Lounge access and lifestyle perks are weaker than most premium travel cards at this price
- Full 2% earn rate requires an eligible Rogers service
Legal
*, ^, Terms and conditions apply
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite, World Legend and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World LegendTM Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.