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Rogers Red World Legend Mastercard

2.8

/5

Rogers Bank

Mastercard

Rogers Red World Legend™ MastercardCash Back Calculator

Welcome Bonus varies

Our Take

The Rogers Red World Legend™ Mastercard is Rogers Bank’s new premium travel card aimed primarily at Rogers customers who spend a lot and want simple, flat cash back. Its biggest strengths are the 2% cash back on all purchases worldwide and no foreign transaction fees, which is a rare combination in Canada. However, the $495 annual fee is very high for a card that mainly offers flat cash back and lifestyle perks tied to Rogers services. For most people, the value will only make sense if you’re already deep in the Rogers ecosystem and can fully use the travel perks, entertainment credit, and redemption bonus on Rogers purchases.

Rogers Red World Legend™ Mastercard review

Card Details

Interest Rates

Purchase: 20.99% - 25.99%*

Cash Advance: 22.99% - 27.99%*

Balance Transfer: 22.99% - 27.99%*

* Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.

Annual Fees

Main Card: $495

Additional Cards: $95

Welcome Bonus

Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.

Annual Income

Personal: $150,000

Household: $200,000

Credit Score Estimate

300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

2.8/5

Institution

Rogers Bank

How You Earn Rewards

  • Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
  • Otherwise earn 1.5% cash back on all eligible purchases.^
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
  • 10 Roam Like Home days at no cost with an eligible Rogers mobile plan every year.^

Annual Rewards Breakdown

Annual Rewards Summary

Point Redemptions

Redemption Method

Net Value (After Annual Fee)

Insurance & Benefits

12 insurance
6 benefits

Insurance

Coverage

  • heart lock

    Common Carrier Travel Accident Insurance

    $500,000
  • travel accident medical

    Travel Medical Insurance (64 & under)

    21 days
  • travel accident medical

    Travel Medical Insurance (65 to 75)

    5 days
  • cancel airplane

    Trip Cancellation

    $2,500/person, $10,000/trip
  • pause

    Trip Interruption

    $5,000/person, $25,000 maximum
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • burglar

    Hotel Burglary Insurance

    $1,000
  • car insurance

    Car Rental Damage & Theft

    Included
  • purchase protection

    Purchase Protection

    120 days
  • extended warranty

    Extended Warranty

    2 years

    • Benefits

    Details

  • Entertainment

    Entertainment Credit

    $200 in value in the form of an Entertainment Credit that can be redeemed against: eligible Rogers, Shaw and Comwave branded cable TV packages (and one time purchase add-ons), Rogers Xfinity TV bundles, AppTV, StreamSaver and streaming subscriptions, and Sportsnet+, Discovery+ and Citytv+ subscriptions.
  • exchange money

    No Foreign Transaction Fees

    The foreign currency conversion fee for the Rogers Red World Legend Mastercard is 0%
  • alcohol cheers

    Airport Lounge - Dragon Pass

    6 Free complimentary visits
  • mobile phone wifi

    Roam Like Home Days

    Roam Like Home: 10 days with eligible Rogers mobile plan
  • concierge

    Concierge Services

    Complimentary 24/7 personal concierge for reservations and more.
  • star fall

    Status lift

    Access to Avis President’s Club

    • Pros & Cons

    Pros

    • No FX fees
    • Comprehensive coverage
    • Complimentary airport lounge access
    • Service redemption boosts
    • Member earning boosts
    • No cost roaming

    Cons

    • High income requirements
    • Very high annual fee ($495)
    • Rogers-ecosystem specific benefits, limiting flexibility
    • Lounge access and lifestyle perks are weaker than most premium travel cards at this price
    • Full 2% earn rate requires an eligible Rogers service

    Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. ®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.