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National Bank mycredit Mastercard
Cash Back Calculator
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.49%
Balance Transfer: 22.49%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
1.6/5
Institution
National Bank
How You Earn Rewards
- 1% cash back on eligible recurring bills and restaurant purchases
- 0.5% cash back on all other eligible purchases
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
$1,000
No additional benefits available for this card.
Pros & Cons
Pros
- Decent optimization
- No annual fee
- Mobile device insurance
Cons
- Low base earn rate
- Limited overall insurance coverage
- Relatively low annual value