2.9
/5
Desjardins
Desjardins Cash Back World Elite® Mastercard®Cash Back Calculator
Our Take
The Desjardins Cash Back World Elite Mastercard stands out for its high earn rates across essential spending categories, including 4% cash back on groceries and 3% on restaurants, entertainment, and transit. Additionally, it offers a slightly lower annual fee compared to other World Elite Mastercards, making it an attractive option for those looking to maximize their rewards without breaking the bank. With added perks like membership to over 1,300 airport lounges and various insurance coverages, this card provides excellent value, especially for frequent travelers and everyday spenders.
Card Details
Interest Rates
Purchase: 20.90%
Cash Advance: 21.90%
Balance Transfer: 21.90%
Annual Fees
Main Card: $100
Annual Income
Personal: $80,000
Household: $150,000
Credit Score Estimate
Card Type
Credit
Our Rating
2.9/5
Institution
Desjardins
How You Earn Rewards
- 4% cash back on grocery purchases (up to $400 cash back annually)
- 3% cash back on restaurant purchases (up to $180 cash back annually)
- 3% cash back on entertainment and alternative transportation purchases
- 1% cash back on all other purchases
Insurance & Benefits
Insurance
Coverage
Extended Warranty
Purchase Protection
Mobile Device Insurance
Trip Cancellation
Trip Interruption
Travel Medical Insurance (64 & under)
Travel Medical Insurance (65 to 75)
Baggage Delay
Lost or Stolen Baggage
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Car Rental Damage & Theft
Benefits
Details
Airport Lounge - Dragon Pass
Boingo Wi-Fi hotspot
Car Rental Discount
Car Rental Discount
Pros & Cons
Pros
- High earn rates
- Lower annual fee
- Attractive perks
- Comprehensive insurance
Cons
- Limited physical branch access
- No welcome offer