RBC RateAdvantage Visa Review

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The Bottom Line


A low-interest credit card in case you want to carry a balance every month.

Welcome Bonus

N/A

Rewards Rate

No Rewards

Annual Fee

$0

Interest Rates

10.44% - 14.44% / 10.44% - 14.44%

RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Rewards

No rewards earned on purchases

Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Doubled Up to 1 year

Benefits

Details

  • reward cup

    Extra points

    50 Be Well points for every $1 spent on eligible products at Rexall
  • gas station

    Gas Discount

    save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-Canada

Eligibility

  • Credit Score

    Very Good
  • Annual Income

    N/A

Card Details


Interest Rates

Purchase APR

10.44% - 14.44%

Cash Advance APR

10.44% - 14.44%

Balance Transfer APR

10.44% - 14.44%

Fees

Annual Fee

$0

Additional Cards

0

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

Very Good

Type

Card Type

Credit

Reward Type

None

Pros & Cons


Pros

  • No annual fee
  • Gas discounts
  • Extra Be Well points

Cons

  • No rewards
  • No welcome offer
  • Fluctuating interest rates
RBC RateAdvantage Visa

RBC RateAdvantage Visa

3.0

FinlyWealth Rating

APPLY NOW

on RBC's website