PC World Elite Mastercard
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$271.16
PC financial rewards
First Year Bonus
$100
PC financial rewards
Annual Fee
$0
First Year Value
$371.16
$271.16 in years after
Interest Rates
Cash Advance: 22.97%
Purchase: 21.99%
Annual Fee
$0
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Very Good
Welcome Bonus
100,000 PC after approval of the application
Card Type
Reward: Points
Loyalty Program: PC Financial
Our Rating
3.1/5
Institution
PC Financial
Rewards
PC World Elite Mastercard Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
ShoppersDrugMart
10,530 points
Participating grocery stores at President's Choice rewards
30,960 points
ESSO, MobilGas
4,924 points
All other purchases
224,748 points
Net Annual Rewards
271,162 points
Valued at $271.16
Rewards Summary
Net Annual Rewards
271,162 points
Valued at $271.16
Welcome Bonus
100,000 points
Valued at $100
First Year Value
371,162 points
Valued at $371.16
Point Redemptions
Groceries And Esso Gas
$371.16
Insurance & Benefits
Insurance
Coverage
Emergency Out of province Medical
$1M, Up to 10 days.svg)
Car Rental Damage & Theft
Up to 31 days
Purchase Protection
90 days
Extended Warranty
Doubled up to a year
Benefits
Details
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Concierge Services
Identity Theft Assistance
Pros & Cons
Pros
- Out-of-province medical insurance, concierge service, and car rental damage insurance—benefits that are usually included with cards that have fees—are included with this card.
- Decent rewards on purchases at Shoppers Drug Mart®, Loblaw's owned chains, and ESSO and Mobil gas stations.
Cons
- Many other high-spend categories don't earn as many rewards. Shopping at any other grocery chains, gas stations, or pharmacies will only give the base reward rate, and restaurant purchases and purchases in other categories don't earn much either.