PC World Elite Mastercard

PC World Elite Mastercard

3.1/5

100,000 PC points ($100 value)

Apply Now

PC World Elite Mastercard

PC World Elite Mastercard

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$366

$266 in years after

Annual Rewards

$266

PC Financial

First Year Bonus

$100

PC Financial

Annual Fee

$0

First Year Value

$366

$266 in years after

Interest Rates

Cash Advance: 22.97%

Purchase: 21.99%

Annual Fee

$0

Annual Income

Personal: $80,000

Household: $150,000

Credit Score

Very Good

Welcome Bonus

100,000 PC after approval of the application

Card Type

Category: Points

Loyalty Program: PC Financial

Our Rating

3.1/5

Institution

PC Financial

Rewards


45 points per $1 dollar spent at Shoppers Drug Mart® stores
30 points per $1 dollar spent at Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi & cie, no frills, Provigo, Real Canadian Superstore, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs
20 points per $1 spent in PC travel
19 points per $1 dollar spent at ESSO and Mobil (it's 30 points per liter and the assumption of average gas price of $1.6 was made)
10 points per $1 dollar spent for everything else

PC World Elite Mastercard Points Calculator

Based on $2,000 spending


Rewards Breakdown

ShoppersDrugMart

10,530 points


Participating grocery stores at President's Choice rewards

23,220 points


ESSO, MobilGas

4,924 points


All other purchases

227,328 points


Net Annual Rewards

266,002 points

Valued at $266

Rewards Summary

Net Annual Rewards

266,002 points

Valued at $266


First Year Card Bonus

100,000 points

Valued at $100


First Year Card Value

366,002 points

Valued at $366

Point Redemptions

Groceries And Esso Gas

$366

Insurance & Benefits


Insurance

Coverage

  • travel accident medical

    Emergency Out of province Medical

    $1M, Up to 10 days
  • car insurance

    Car Rental Damage & Theft

    Up to 31 days
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Doubled up to a year

Benefits

Details

  • concierge

    Concierge Services

  • shield user

    Identity Theft Assistance

Pros & Cons


Pros

  • Out-of-province medical insurance, concierge service, and car rental damage insurance—benefits that are usually included with cards that have fees—are included with this card.
  • Decent rewards on purchases at Shoppers Drug Mart®, Loblaw's owned chains, and ESSO and Mobil gas stations.

Cons

  • Many other high-spend categories don't earn as many rewards. Shopping at any other grocery chains, gas stations, or pharmacies will only give the base reward rate, and restaurant purchases and purchases in other categories don't earn much either.

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