neo world elite mastercard

Neo World Elite® Mastercard® Secured

4.4/5

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neo world elite mastercard
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$100

Neo World Elite® Mastercard® Secured
Cash Back Calculator

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$100 Cash Rebate From FinlyWealth

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Card Details & Review




Card Details

Card Details
Info

Card Type

Secured Credit

Reward Type

Cash Back

Our Rating

4.4/5

Institution

Neo Financial

Fees & Rates

Annual Fee

$125

Additional Card Fee

$49 (max 1 additional cardholder)

Interest Rates

Purchase: 19.99% - 26.99%□

Cash Advance: 22.99% - 28.99%□

Balance Transfer: 22.99% - 28.99%

□ Cash advance rate for Quebec residents is 22.99% - 24.99%

Eligibility

Credit Score Estimate

Poor

Annual Income

Personal: $80,000

Household: $150,000

Bonuses

Welcome Bonus

N/A

Description

N/A

Rewards


  • 5% cash back on grocery purchases up to $1,000 spending per month (6% cash back if you have $5k in a Neo everyday account, or 7% cash back with $10k in a Neo everyday account) - drops to 1% cash back after hitting spend cap
  • 4% cash back on recurring purchases up to $500 spending per month (4.5% cash back if you have $5k in a Neo everyday account, or 5% cash back with $10k in a Neo everyday account) - drops to 1% cash back after hitting spend cap
  • 3% cash back on EV charging and gas purchases up to $1,000 spending per month (3.5% cash back if you have $5k in a Neo everyday account, or 4% cash back with $10k in a Neo everyday account) - drops to 1% cash back after hitting spend cap
  • 1% cash back on all other purchases with no spending caps
  • 5% average cash back at Neo Partners

Note: our reward calculations use the base cash back rates assuming you do not hold any money in a Neo everyday account to earn the higher tier (boosted) cash back rates, otherwise the reward estimates may be higher.


Rewards Breakdown




Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)




Card Details

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