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Neo Credit Card Review

Credit Acceptance:

Card Network:

MASTERCARD

Fair

575-660

$25 Using this link only

Signup Bonus

neo-credit-card-review
$
Cash
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$
Cash

Income Requirement:

N/A

7.0/10

Our Rating

Card Type

Cashback

Annual Fee

$0

Institution

Neo Financial

Interest Rate

19.99% - 24.99%

Earning Rewards

Average of 5% cashback at Neo Partners

Up to 15% cashback on first purchases at Neo partners

1% cashback on gas and grocery

0% at Neo non-partners but with a 0.5% cashback guarantee on overall purchases

FAIR

Redeeming Rewards

What can you do with your rewards?

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What's a good redemption?

GOOD

Insurance & Benefits

In-Store Help

2 Year

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GOOD

Pros & Cons

Pros


  • Unique cashback program which earns cashback based on partner instead of purchase category

  • Massive cashback at some partners that any other credit card couldn't beat.

  • Unique benefit system where perks could be bought with a monthly fee and cancelled after use.



Cons

  • Cashback is not the best for non-Neo partners.

  • No built-in Purchase protection and extended warranty benefit