Meridian Visa US Dollar Card
3.5/5
Earn 7,000 reward points‡ on first purchase (up to $70 value)
Card Details
Interest Rates
Purchase: 19.50%
Cash Advance: 21.99%
Balance Transfer: 21.99%
Annual Fees
Main Card: $65 USD
$0 USD
First Year Waived
Additional Cards: $30
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders.‡
Our Rating
3.5/5
Institution
Meridian
Rewards
- Earn 1 reward point for every $1 spent (1% cash back) on all eligible purchases
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Travel Accident
$100k per insured person per trip
Trip Cancellation
$2,000
Trip Interruption
$2,000
Baggage Delay
$500
Lost or Stolen Baggage
$1,000.svg)
Car Rental Damage & Theft
Max car value of $65k, up to 48 days
No additional benefits available for this card.
Pros & Cons
Pros
- No Currency Conversion Fees: Ideal for purchases in U.S. dollars, saving users on conversion costs which can add up significantly.
- Straightforward Rewards Program: Earns 1 point per dollar on all purchases without complicated categories, ensuring consistent reward accumulation.
- Comprehensive Insurance: Includes 8 types of insurance, enhancing its value for frequent travelers to the U.S.
Cons
- Annual Fee in USD: The annual fee of US$65 may offset some of the rewards and savings if not used frequently enough in U.S. dollar transactions.
- Requires U.S. Dollar Bank Account: To fully benefit from the card, users need a U.S. dollar bank account, adding a layer of complexity and potentially limiting its appeal.
- Geographic Restriction: Available only to Ontario residents, limiting accessibility for other Canadians.
Legal
Terms and conditions apply. Offer only available to residents of Ontario.
‡The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed and we will awarded to the Member’s primary account. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.
Meridian Credit Union is not responsible for maintaining the content on this site. Please click on the ‘Apply Now’ link for the most up to date information.