Meridian Visa Cash Back Card
2.8/5
Earn 7,000 reward points‡ on first purchase (up to $70 value)
Card Details
Interest Rates
Purchase: 19.50%
Cash Advance: 21.99%
Balance Transfer: 21.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders.‡
Our Rating
2.8/5
Institution
Meridian
Rewards
- Earn 1 reward point for every $1 spent (1% cash back) on gas, groceries, pharmacy and utility bill payments
- Earn 0.5 reward point for every $1 spent (0.5% cash back) on other eligible purchases
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
Up to $1,000 per occurrence
Travel Accident
$100k per insured person per trip
Price Protection
$100 per item, $500 per year
No additional benefits available for this card.
Pros & Cons
Pros
- 1% cash back on select categories (gas, groceries, etc.).
- No annual fee.
- Includes 5 types of insurance (e.g., price protection, mobile device insurance).
- Simple eligibility: No income requirements.
- Flexible rewards: Redeem for statement credits, gift cards, merchandise, or travel.
Cons
- Lower earn rate: Only 0.5% on all other purchases.
- Limited to Ontario residents.
Legal
Terms and conditions apply. Offer only available to residents of Ontario.
‡The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed and we will awarded to the Member’s primary account. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.
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