MBNA Smart Cash Platinum Plus® Mastercard®

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0

Rewards based on $0 average spending

Card Details

Annual Rewards

$210

First Year Bonus

$90

Annual Fee

$0

First Year Value

$300

$210 in years after

Interest Rates

Cash Advance: 24.99%

Purchase: 19.99%

Annual Fee

$0

Annual Income

N/A

Credit Score

Good

Welcome Bonus

Up to $90

Card Type

Cash Back

Our Rating

3.00 / 5

Institution

MBNA

Rewards


  • • 2% cashback groceries, gas (maximum $10 monthly)
  • • 0.5% cashback on all other credit card purchases.

MBNA Smart Cash Platinum Plus® Mastercard® Cash Back Calculator

Based on average spending


Rewards Breakdown

Gas, Groceries

$120


All other purchases

$90


Net Annual Rewards

$210

Rewards Summary

Net Annual Rewards

$210


Welcome Bonus

$90


First Year Value

$300

Insurance & Benefits


Car Rental Discount

Purchase Protection

Extended Warranty

  • • Trip Assistance and Legal Assistance: Features include support for Emergency Cash Transfer, Lost Document and Ticket Replacement, Lost Baggage Assistance, Pre-trip Information and Legal Assistance while traveling
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance up to a year
  • • 10% off base rate of Avis Rent A Car and Budget Rent A Car

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